引用:
作者: czzhang
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1. First ask banker to do a pre-approval and lock with a proper rate with long holding rate.
2. When it is 4 months away from closing date, shopping the mortgage broker to find the best rate for you. Some broker has amazing rate for you.
Also, you can send email to me to add you on the latest mortgage rate monitoring group, so you get the latest best rate updated.
Hope it helps!