引用:
作者: catcherwogloves
不扣点不影响保险的说法是myth，早就被人bust了，关键问题是保险公司只看有没有convicted，如果有就影响保险。所以上厅宁可扣点也不能被convict.
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If there are demerit points there will be conviction(s). You cannot get demerit points without convicted offense.
If there are conviction(s) there may or may not be demerit points.