这几年阿省车事故率没增长什么，可是赔偿额增长许多（多种原因），保险公司付不应出，阿省政府又限制保费增长幅度，所以保险公司很消极面对阿省市场；这两年省政府批准了保费较大增长率来稳定市场。
“ In 2017, 59% of all claims paid out by insurance companies were for third-party liability claims, 19% were for collision claims, 15% were for comprehensive, 6% for accident benefits and 1% for other claims. Auto insurers collected over $3.3 billion in premiums and paid out over $2.7 billion in claims expenses in 2017.”
“ 2018 Provincial auto insurers collect 53% of every dollar for third-party liability coverage, but are paying 59% towards the costs of claims, AIRB said in its annual report, released Tuesday. “Insurance companies in Alberta are increasingly relying on additional coverages to offset the costs of mandatory coverages; this trend is a growing concern for the industry and the AIRB is continuously monitoring how this trend can influence the market.””
如果车保险取消强制，事故官司将突飞猛进，陪不起的与无法承受事故的家庭将失控，最终还会是全社会买单，估计要来自更大范围的收入税，更不公平。
取消强制车险，有什么新的更好及可行的办法覆盖阿省每年几十亿的赔偿？