引用:
作者: 红姐
事情的来龙去脉：我因为手里有多余10000刀钱，去bmo银行去多还点mortgage.结果发现我的mortgage 多了近8千元。就是银行在没通知我的情况下把我的债务加了8000. 调查发现他们说是帮我付了condo费。去condo管理公司核实，结果被告知是我欠了换窗子的钱。欠的本钱是6千，加上欠款...
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When we apply for a mortgage from the Bank, we have to sign a legal document called mortgage committment. There is a Standard Charge Term in your charge/mortgage, (you can check it). In the Standard Charge Term, you are required to keep your condo fees, realty taxes and property insurance current. If either of them is in default, they will inform your Bank. The Bank has to bring them current as they all take priority to the Bank's mortgage. The Bank has to pay it in order to avoid the Condo to register a lien on your Property, Also in the Standard charge term, you agreed to pay all the legal fees occured from it. Condo did not know your current address. According to law, they are only responsible to send letter to the address you provide to them. Frankly speaking, you should have advised Condo the change of your address.