请问关于学生贷款“一年只需要还7000元”的说法是否正确！

frankliu · Dec 21st, 2005, 20:23

本人正在上学，如果在历时三年的上学期间，每年的学生贷款是18，000元，三年的贷款为56，000元，是否三年的贷款在减免后为21，00元，或者是其它数额，请阿童木等各位高人予以指点。
（假设条件为：三年无收入）谢谢！

sunvv · Dec 21st, 2005, 21:28

最准确的说法是不一定，摊到你头上，原则就是这个，摊不到你头上，贷款全免你也还是没戏啊。

ggghands · Dec 21st, 2005, 22:14

If no income, the NSLSC says "limiting a student's maximum repayable debt to 7000 for 2-term and 10500 for 3-term"

frankliu · Dec 21st, 2005, 22:42

Loan Forgiveness Level
The loan forgiveness level is based on the number of terms in your study period. Total number of terms Loan forgiveness levels prior to 1997-98 1997-98 loan forgiveness levels
1 term Loan forgiveness not available Loan Forgiveness not available
2 terms $6,000 $7,000
3 terms $9,000 $10,500
4 terms $12,000 $14,000
5 terms $15,000 $17,500
6 terms $18,000 $21,000
7 terms $21,000 $24,500
8 terms $24,000 $28,000
For each additional term add $3,000 For each additional term add $3,000 For each additional term add $3,500

我为 6 terms，max number 是21，000，我想问的问题是这个21，000是那种选择
1。我只用还款21，000
2。我的减免部分最大为21，000

阿童木 · Dec 23rd, 2005, 11:23

引用:

作者: frankliu

Loan Forgiveness Level
The loan forgiveness level is based on the number of terms in your study period. Total number of terms Loan forgiveness levels prior to 1997-98 1997-98 loan forgiveness levels
1 term Loan forgiveness not available Loan Forgiveness not available
2 terms $6,000 $7,000
3 terms $9,000 $10,500
4 terms $12,000 $14,000
5 terms $15,000 $17,500
6 terms $18,000 $21,000
7 terms $21,000 $24,500
8 terms $24,000 $28,000
For each additional term add $3,000 For each additional term add $3,000 For each additional term add $3,500

我为 6 terms，max number 是21，000，我想问的问题是这个21，000是那种选择
1。我只用还款21，000
2。我的减免部分最大为21，000

只用还款21，000 但不是绝对的。

frankliu · Dec 24th, 2005, 00:27

至少要还21,000

Dec 21st, 2005, 20:23	#1
frankliu Member 注册日期: Jul 2004 帖子: 67	请问关于学生贷款“一年只需要还7000元”的说法是否正确！本人正在上学，如果在历时三年的上学期间，每年的学生贷款是18，000元，三年的贷款为56，000元，是否三年的贷款在减免后为21，00元，或者是其它数额，请阿童木等各位高人予以指点。（假设条件为：三年无收入）谢谢！
frankliu Member 注册日期: Jul 2004 帖子: 67

Dec 21st, 2005, 21:28	只看该作者 #2
sunvv Senior Member 注册日期: Jul 2004 帖子: 4,504 声望: 1149627	最准确的说法是不一定，摊到你头上，原则就是这个，摊不到你头上，贷款全免你也还是没戏啊。
	年轻人，May the force be with you.

Dec 21st, 2005, 22:14	只看该作者 #3
ggghands Senior Member 注册日期: Jul 2004 帖子: 1,067 声望: 1504326	It depends on your income. If no income, the NSLSC says "limiting a student's maximum repayable debt to 7000 for 2-term and 10500 for 3-term"
	?

Dec 21st, 2005, 22:42	只看该作者 #4
frankliu Member 注册日期: Jul 2004 帖子: 67 声望: 31851	谢谢两位，但是我在OSAP上看到的信息为：（如下） Loan Forgiveness Level The loan forgiveness level is based on the number of terms in your study period. Total number of terms Loan forgiveness levels prior to 1997-98 1997-98 loan forgiveness levels 1 term Loan forgiveness not available Loan Forgiveness not available 2 terms $6,000 $7,000 3 terms $9,000 $10,500 4 terms $12,000 $14,000 5 terms $15,000 $17,500 6 terms $18,000 $21,000 7 terms $21,000 $24,500 8 terms $24,000 $28,000 For each additional term add $3,000 For each additional term add $3,000 For each additional term add $3,500 我为 6 terms，max number 是21，000，我想问的问题是这个21，000是那种选择 1。我只用还款21，000 2。我的减免部分最大为21，000
frankliu Member 注册日期: Jul 2004 帖子: 67 声望: 31851

Dec 24th, 2005, 00:27	只看该作者 #6
frankliu Member 注册日期: Jul 2004 帖子: 67 声望: 31851	谢谢各位！现在明白了！至少要还21,000
frankliu Member 注册日期: Jul 2004 帖子: 67 声望: 31851