【求助】牙医咨询(学生保险)

[atm88]

移民来加拿大这么久，从未找过牙医
读学位后，才买了university 的dental insurance,80多刀/year,8月底过期,
不知道第一次看牙齿，保险会cover哪几个项目?我不想多掏钱，只想把insurance的项目用完.
洗牙还是检查?我在小镇上，找不到中国牙医，先问清楚，谢谢！

[流氓兔]

找到学校发health card的地方要个小册子，或上相关网站，你的保险包括什么，上面都写的清清楚楚。每个学校和系都不一样，你还要拿小册子给你的牙医看，他就会告诉你都有什么的。但最好你自己先研究明白。这个除了跟你完全相同的情况，否则别人没法告诉你。

[gh0202]

拿上你的保险手册(网上下载或者去学生会要),告诉他们你不想自己掏钱,如果保险不包括提前告诉你.牙医办公室的秘书们一般都知道怎么安排.
个人经历,开始的检查肯定是COVER的,补牙和一年洗一次牙肯定也COVER.有的保险可能让你自己支付一小部分

[atm88]

谢谢楼上两位！
我的手册上写的benefit 如下：哪个是洗牙的？
Diagnostic & Preventative
• recall examination, 1 per benefit year
• complete oral examination, 1 per dentist in a lifetime
• emergency or specific examination
• consultation, once per benefit year
• complete series of x-rays, (not eligible for dependants under 12) up to 16 films including
bitewings, 1 in any 36 month period
• bitewings, not more than 4 films per benefit year
• panoramic, 1 in any 36 month period
• occlusal radiographs (no more than 4 films in any benefit year)
• periapical (no more than 16 films in any 36 consecutive months)
• polishing, 1 unit per benefit year
• scaling, 2 units per benefit year
• fluoride, 1 treatment per benefit year


Minor Restorative
• space maintainers and maintenance, under 15 years of age
• amalgam (silver) fillings, 1 per tooth in any period of 24 months
• composite resin (tooth colored) fillings, 1 per tooth in any period of 24 months
*limited to once every two years on the same tooth surfaces.
• silicate fillings, 1 per tooth in any period of 24 months
Oral Surgery
• extractions, not more than 2 wisdom teeth per benefit year
• residual root removal
• anaesthesia, eligible when done in conjunction with oral surgical procedures

[gh0202]

•polishing, 1 unit per benefit year
• scaling, 2 units per benefit year
一个UNIT一般十五分钟.很久没洗的话,两个UNIT可能不够.