Oct 9th, 2006, 18:45 | 只看该作者 #47 |
Senior Member
注册日期: May 2006
帖子: 424
声望: 78950
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It is a little big confusing, but two key points here: 1. Capital Gain is 50% taxed, that could be huge potentially, if you are not loser. 2. GICs stands for Guaranteed Investment Certificates, it has risk-free return, any investment in Mutual Fund have risks, thus requiring higher return in general. For example, if the returns for GICs and Mutual Fund are both 4%, it is a no-brainer situation for investing in Mutual Fund, however, Mutual Fund can't guarantee 4% return year-to-year at all, what if the return is -20% ? So there is no clear-cut answer for preference between GICs and Mutual Fund. Afterall I'll tell you one better investing method which can save your 100% tax, the gain in Casino House is 100% tax free, doesn't it sound much better then investing in Mutual Fund ? |
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Oct 9th, 2006, 18:54 | 只看该作者 #48 | |
The money girl
注册日期: Aug 2006
住址: Calgary
帖子: 108
声望: 0
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引用:
After all, 罗卜白菜, 各有所爱。 But unless one tasted both 罗卜白菜, how does one know which is better? S. |
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