Oct 28th, 2004, 11:11 | #1 |
Senior Member
注册日期: Aug 2004
帖子: 118
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关于CIBC的服务费
最近几个月一个帐号每次都被扣掉服务费$3.9,以前听说存款低于1500的时候要扣服务费的,但我还以为美圆也算在内呢.今天一问,原来不包括美圆帐号的钱. 此外,银行服务员告诉我,放在投资帐号里面至少1000块就不收服务费,我也放了,今天也问明白了,投资帐号里面的钱跟cheque帐号里面的也没关系.就是说每个帐号都要保持1500以上,不然就要收服务费.请大家小心. 顺便也问一下大家,别的银行也这样收服务费吗? |
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Oct 28th, 2004, 13:11 | 只看该作者 #4 |
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注册日期: Jul 2004
住址: Toronto
帖子: 96
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Is your "投资帐号" CIBC Investor Edge investment account? Be careful with all the fees they charge....I heard that if you close this investment account, CIBC will charge $500; and they didn't put that on the information booklet. |
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Oct 30th, 2004, 13:47 | 只看该作者 #7 | |
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注册日期: Aug 2004
帖子: 198
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CIBC有毛病啊?
引用:
而且只取过一次钱,真是有毛病,这月如果再扣,也打算撤了 |
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Nov 2nd, 2004, 16:38 | 只看该作者 #12 | |
Senior Member
注册日期: Jul 2004
帖子: 222
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BMO won't charge service for US account.
For my experience in BMO, only my checking account needs the minimum balance. The other account can be zero. Of course, investment account is another story. 引用:
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Nov 3rd, 2004, 00:05 | 只看该作者 #13 | |
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注册日期: Jul 2004
帖子: 244
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引用:
I opened PC account one month after landing, very suitable for new immigrant. and I found the PC debit card can take and transfer money at the ABM of 7-11 chain store, no any charge, because that machine is Amicus bank. any good bank is ING, very high interest CDN2.25% ;USD1.00%. the CIBC is just 1.5% 享受高利息,还挣13刀 ING account-享受高利息,还挣13刀---------------14294161S1 -- --------------------------------- 1 、利率高:目前INGaccount加元活期siving-2.25%;定期GIC从2.70% 起,若提前取,1.5%;美元活期 1% 2 、无费用,无最低储蓄限制。 Even zero. 3、ING BANK saving帐户与自己现有的银行支票帐户(如:TD,CIBC,PC等)连接,随时可以转入或转出 through telephone or online banking,无任何限制; 4、凭ING BANK的银行卡,每月可免费4次在任何加拿大银行的ATM机提取加元 or consume in Canada,无次数限制的在ING银行内的ATM机提取加元或美元; 开户方法: 1.进入下面的网站: www.ingdirect.ca/en/********** (PS, in daytime, too many people open account , so a little slow, you can try in nighttime. there were already 5 friends of mine opened it on line successfully, and got $13 per person) 选择--1.Click here and complete the online Enrollment Form---填表:referral code is 14294161S1,第一个select选no,第二个select选yes,递交sign my up。 2.写100圆的支票寄给ING 3.打电话激活你的帐号。tel:1-888-464-3232 以后可以在你的外部支票帐号和新开的ING帐号之间转帐。 4.Tips, if your husband/wife can open another account to earn another $13, even your child also can open account.) 5. if you don't have check, you can open a chequing account @ PC financial to get free cheque. www.PCfinancial.ca . they offer chequing account service without any service fee. I used it for 5 months, very good. where is PC financial? pls go to the Loblaws supermarket close to you. find a loblaws @ http://www.loblaws.ca/document_5606_1.html so, just click below link www.ingdirect.ca/en/********** , fill referral code is 14294161S1 ; then get your $13 cash. |
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Nov 3rd, 2004, 11:49 | 只看该作者 #16 |
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注册日期: Jul 2004
帖子: 246
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Auctually, CIBC has two canadian checking acctount now. The old one which most of us have, is unlimit transaction and no monthly fee if you keep 1.5k balance in the account. The new one is keep 1k balance, then no monthly fee, but only 10 transactions, if over it, you need to pay extra fee. You can change the old plan to the new plan, but can not change back, since the old one no longer for sale. I change my plan, since I hardly use 10 transactions, and also I let them reverse me the monthly fee for three months, since I never get notice. If any extra charge not reasonable, just let them reverse for you, don't hesitate, but of course, pls be resonable. |
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