都来推荐自己喜欢的信用卡

[jasmine1101]

作者: jboss

你是说这个gold elite吧，http://www.tdcanadatrust.com/tdvisa/elite.jsp

这个要收99年费，就是要买够一万元的东西才把年费赚回来。
反而这个rebate rewards 没有年费，也有cash back,是不是比金卡好？我在考虑是不是申请这个。h...

这个gold elite如果你在td有一个select 支票账户的话，就不用付年费。

[jboss]

作者: jasmine1101

这个gold elite如果你在td有一个select 支票账户的话，就不用付年费。

really? any link for more info? thanks

[jasmine1101]

作者: jboss

really? any link for more info? thanks

用了几年了。
https://www.tdcanadatrust.com/accounts/select.jsp

annual fee waived for TD Platinum Travel Visa card, TD First Class Travel Visa Infinite card or TD Gold Elite Visa

不过这个Select Service账户，要保证至少有5000刀，如果哪个月的balance少于5000刀，那就要交$24.95 monthly fee。
Our premium account. Take advantage of unlimited transactions and many other savings. Maintain a minimum monthly balance of $5,000* and we'll waive the $24.95 monthly fee.

另外提醒一下，他家的auto club不是很好。拖车服务有时候很快就来，有时候要等很长时间，绝对没有caa的好。

这个是信用卡的信息
https://www.tdcanadatrust.com/tdvisa/elite.jsp

[jasmine1101]

其实还有一个hbc的信用卡不错，现在已经是master card了。所有接受master card的地方都能用，加上hbc的reward card，可以积点，在hbc下的the bay，zellers，home那个啥可以积双倍，还经常有bonus。而且可以转成airmiles。
airmiles大家都知道的啦，积点可以换很多东西的。这个我就不多说了。

[不醉不休]

Capital One Gold MasterCard
5% for grocery (Superstore, Safeway, T&T, Sobeys, and other about 10 stores) and Gas (PetroCan, Husky, Esso, Shell, and other 3 gas stations), but $59.99 anual fee.

[iExcel]

作者: -GoGoGo-

我基本只用这个卡

BTW: NO FRILLS只收MASTERCARD, COSTCO只收AMEX

If you buy Costco Cash Card with MC and pay for your purchases at Costco with your cash card, it is equivalent to using MC at Costco. You can consolidate your costco purchases into your MC.

[bee88]

I HAVE A GOLD CARD AS YOU SAID

[dpff]

作者: jasmine1101

用了几年了。
https://www.tdcanadatrust.com/accounts/select.jsp

annual fee waived for TD Platinum Travel Visa card, TD First Class Travel Visa Infinite card...

I have been using TD Gold Elite for years (annual fee waived by keeping 5k in select service account). I have been using their auto club once to boost my car because of the dead battery. They contracted same company as CAA. The response time at that was as fast as CAA (I was with CAA before using this card and used CAA's service twice).

[-GoGoGo-]

作者: 不醉不休

Capital One Gold MasterCard
5% for grocery (Superstore, Safeway, T&T, Sobeys, and other about 10 stores) and Gas (PetroCan, Husky, Esso, Shell, and o...

Could you give a link for this card?

[不醉不休]

作者: -GoGoGo-

Could you give a link for this card?

但是你要提供他给的Reservation Number和Access Code

[whoami158]

作者: 不醉不休

但是你要提供他给的Reservation Number和Access Code

那怎样得到这个Reservation Number和Access Code呢？

[不良牛]

作者: dpff

I have been using TD Gold Elite for years (annual fee waived by keeping 5k in select service account). I have been using their auto club once to boost...

checking account = no interest.
5k with 3.5% rate u get $175/year.

so keeping 5k in checking account = paying $175 fee

[老总]

作者: 新起点2004

TD Gold Visa. 真正1% cash back, 租车保险, 道路援助。

真正1% cash back还没有年费的CapitalOne我还搁家里不常用，还是citibank的driver's edge 2%的最爽!

[老总]

作者: -GoGoGo-

Could you give a link for this card?

10%GasExpense + 10%grocery=20% of total expenses
20% x 5%(rebate) =1% money back - $59 anual fee = ?

[dpff]

作者: 不良牛

checking account = no interest.
5k with 3.5% rate u get $175/year.

so keeping 5k in checking account = paying $175 fee

You pay $175 to get:

- unlimited debit transactions;
- unlimited Visa Gold cash rebate credit card (plus one supplementary card);
- road side service same like CAA silver;
- free personalized check;
- no fee for bank draft, certified cheques or travellers cheques;
- a free small safety deposit box.

[老总]

作者: dpff

You pay $175 to get:

- unlimited debit transactions;
- unlimited Visa Gold cash rebate credit card (plus one supplementary card);
- road side ser...

if you are doing business, you probably need all above features, as personal use, all I need are:

- unlimited debit transactions and bill payments;--- free
- don't need any more credit cards;
- road side service same like CAA silver,---> I would go with CAA
- free personalized check;---free
- no fee for bank draft, certified cheques or travellers cheques;--> good to have, but I only paid $7 once for last 5 years.
- a free small safety deposit box.--- nice to have.

All together I paid $0 for my CIBC/or PC financial accounts

[iExcel]

作者: 老总

All together I paid $0 for my CIBC/or PC financial accounts.

The drawback is that PC bank doesn't have tellers. The workaround is to keep a SAVING account open at another bank that has tellers, such as TD.

[moccafirst]

作者: 老总

if you are doing business, you probably need all above features, as personal use, all I need are:

- unlimited debit transactions and bill payments;...

为什么要keep 5K在account里才给credit card，是security deposit？

偶家在cibc没有账户的，也一样用她家的信用卡。

[老总]

作者: moccafirst

为什么要keep 5K在account里才给credit card，是security deposit？

偶家在cibc没有账户的，也一样用她家的信用卡。

不是我的别问我。。。

现在看到/听到推销信用卡的就烦。。。

[moccafirst]

作者: 老总

不是我的别问我。。。

现在看到/听到推销信用卡的就烦。。。

往上翻了翻，貌似就是security deposit。

嗯嗯，其实都差不太多，就是有年费，没年费之分。

有年费的推荐cibc的aerogold或者aerogold infinite，

没年费的推荐pc的mastercard，实惠。

你烦了麻？