买GIC 好还是买基金好？ 看一看两者在纳税上的区别

[dreamchaser999]

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[dreamchaser999]

作者: qiegao

输入中文很简单，在控制面板里调试一下，地区和语言选项

Thank you but what is the English term of 控制面板? And where do I find it?

Sherry

[玻璃心]

作者: dreamchaser999

Thank you but what is the English term of 控制面板? And where do I find it?

Control Panel

[Aprils_Fool]

If you use Windows 2000, it is located at Control Panel ---> Regional Options--->Input Locale

作者: dreamchaser999

Thank you but what is the English term of 控制面板? And where do I find it?

Sherry

[dreamchaser999]

作者: 玻璃心

Control Panel

Thank you!

Sherry

[玻璃心]

作者: dreamchaser999

Thank you!

You are welcome

[Aprils_Fool]

It is a little big confusing, but two key points here:

1. Capital Gain is 50% taxed, that could be huge potentially, if you are not loser.

2. GICs stands for Guaranteed Investment Certificates, it has risk-free return, any investment in Mutual Fund have risks, thus requiring higher return in general.

For example, if the returns for GICs and Mutual Fund are both 4%, it is a no-brainer situation for investing in Mutual Fund, however, Mutual Fund can't guarantee 4% return year-to-year at all, what if the return is -20% ?


So there is no clear-cut answer for preference between GICs and Mutual Fund.

Afterall I'll tell you one better investing method which can save your 100% tax, the gain in Casino House is 100% tax free, doesn't it sound much better then investing in Mutual Fund ?

[dreamchaser999]

作者: Aprils_Fool

It is a little big confusing, but two key points here:

1. Capital Gain is 50% taxed, that could be huge potentially, if you are not loser.

2. GICs s...

I see your point. However, nobody can argue that investing in mutual funds is still investing, Casino is 100% gambing. There are huge differences.

After all, 罗卜白菜， 各有所爱。 But unless one tasted both 罗卜白菜, how does one know which is better?

S.

[狂流]

Thanks.