Sep 15th, 2004, 17:52 | 只看该作者 #21 | |
Senior Member
注册日期: Jul 2004
帖子: 127
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引用:
此帖于 Sep 15th, 2004 21:28 被 newcomer2003 编辑。 |
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Sep 15th, 2004, 22:20 | 只看该作者 #25 | |
Member
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关于中介费
引用:
Enrolment Fees Group Savings Plan We charge a one-time enrolment fee of $200 for each unit of the plan purchased. The enrolment fee helps cover the cost of distributing the plan and registering each individual plan as an RESP with Canada Customs and Revenue Agency. The fee is deducted from your early plan contributions and will be refunded back to you as part of your child's Education Assistance Payments. If you close your plan before it matures, the enrolment fee you have paid will be forfeited as it has been used to cover plan distribution costs. For further information about plan fees please see your prospectus |
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Sep 16th, 2004, 18:57 | 只看该作者 #26 | |
Senior Member
注册日期: Jul 2004
帖子: 186
声望: 0
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引用:
2. 如果帮孩子买的RESP不够,孩子上学照样还可以申请贷款.以后小孩工作后照样可以贷款买房. 3.孩子今后工作后有收入都的缴所得税.没听说不买RESP今后就不用缴所得税,二码事. 4.买RESP完全可以自己在银行为孩子开个RESP户头,每年自己网上买,自己决定RESP资金的投资方向,不需依靠中介.你通过中介买RESP受了骗只能怨你不谨慎,不能怪RESP这个计划不好. |
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Sep 17th, 2004, 19:52 | 只看该作者 #29 | |
Senior Member
注册日期: Jul 2004
帖子: 127
声望: 88
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引用:
2,孩子今后不能贷款读书或受严重影响 3,你这笔钱给孩子,孩子当然是要交所得税的。(他还没工作哪!) 你也是来了六年以上的人了,干吗跟我假痴假呆的,来跟我咬文嚼字的,我是在中介那买了,不是我后悔了吗。 本来我发这个帖子是个很美好的事儿,你们现在非要把它当成个丑闻,要把我弄得身败名裂... 有这么狠嘛?? |
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Sep 25th, 2004, 15:58 | 只看该作者 #31 |
Junior Member
注册日期: Sep 2004
帖子: 14
声望: 10
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going to buy
I want to buy RESP for sure. Please contact: kop2008@yahoo.ca
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Oct 6th, 2004, 21:04 | 只看该作者 #37 | |
原始天尊
注册日期: Jul 2004
帖子: 176
声望: 21
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引用:
好处是: 1,省去了繁复的费用,enrolment fee, depository fee,甚至是insurance fee等等。 2,避免了合同限制,想投就投,想停就停,取钱也没有四年限制。 3,自行投资可选择保守的债券基金或进取的蓝筹股基金,收益肯定会比scholarship好很多! 4,可以不影响孩子的贷款! 好处多多了,当然在银行开没有人给你提供正确的投资咨询服务,如果自己有丰富投资经验和正确的信息渠道,也可以选择银行。 如果不是,那还是需要一个执牌的mutual fund dealer给你提供适当的咨询服务的好。比如说我。呵呵 |
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