今天到TD去办VISA CARD,银行的人查我的信用记录,说没有我的记录(我有MASTER CARD),这是怎么回事? - 第2页

orange2003 · Jan 23rd, 2005, 13:34

两个月前,到TD去办VISA CARD,银行的人查我丈夫的信用记录,说没有他的记录(我们有MASTER CARD,是有押金的),这是怎么回事? 我和丈夫同时登陆,他一直有工作,我没工作,划卡花的钱基本一样,一起还的钱,而且每次都全部还了,我们都不是对方的附属卡,我竟然有四千元可贷款,我老公是零. 银行的人也不知为什么.我老公说如果MASTER CARD不能累积积分,我们就不要了.

青草 · Jan 24th, 2005, 09:50

引用:

作者: orange2003

两个月前,到TD去办VISA CARD,银行的人查我丈夫的信用记录,说没有他的记录(我们有MASTER CARD,是有押金的),这是怎么回事? 我和丈夫同时登陆,他一直有工作,我没工作,划卡花的钱基本一样,一起还的钱,而且每次都全部还了,我们都不是对方的附属卡,我竟然有四千元可贷款,我老公是零. 银行的人也不知为什么.我老公说如果MASTER CARD不能累积积分,我们就不要了.

我和你们情况基本一样，MASTER CARD,有押金的，都是主卡，用了两年。买房申请贷款时发现我没有信用记录，LG有.打电话到Master Card, 他们答应马上给信用局发我的纪录。现在不知怎样了。

orange2003 · Jan 24th, 2005, 13:24

引用:

作者: 青草

我和你们情况基本一样，MASTER CARD,有押金的，都是主卡，用了两年。买房申请贷款时发现我没有信用记录，LG有.打电话到Master Card, 他们答应马上给信用局发我的纪录。现在不知怎样了。

那现在怎么样了?你能再问一下吗?看他们有什么说法?谢谢

Paul · Jan 24th, 2005, 13:42

The reason for that is the full name you provide to the bank is not as the same as the one shown in your credit record, the simple way to solve the problem is to let the bank know your SIN number, they can check your credit record by using SIN number!

orange2003 · Jan 24th, 2005, 15:04

引用:

作者: Paul

The reason for that is the full name you provide to the bank is not as the same as the one shown in your credit record, the simple way to solve the problem is to let the bank know your SIN number, they can check your credit record by using SIN number!

不,名字是一样的

Paul · Jan 24th, 2005, 21:02

There should be something wrong there if you have a credit card for some time while you don't have the credit record, you can call 1 800 465 7166 (EQUIFAX) to get your free credit report by providing them your SIN no, your bank is also get information from EQUIFAX. You can request to correct it if you find anything wrong.

青草 · Jan 25th, 2005, 17:56

引用:

作者: orange2003

那现在怎么样了?你能再问一下吗?看他们有什么说法?谢谢

他们发信用记录到信用局更新大概会有一段时间吧，后来又申请别的信用卡，倒是成功了，大概就没问题了吧

Jan 23rd, 2005, 13:34	只看该作者 #21
orange2003 Senior Member 注册日期: Jul 2004 帖子: 194	两个月前,到TD去办VISA CARD,银行的人查我丈夫的信用记录,说没有他的记录(我们有MASTER CARD,是有押金的),这是怎么回事? 我和丈夫同时登陆,他一直有工作,我没工作,划卡花的钱基本一样,一起还的钱,而且每次都全部还了,我们都不是对方的附属卡,我竟然有四千元可贷款,我老公是零. 银行的人也不知为什么.我老公说如果MASTER CARD不能累积积分,我们就不要了.
orange2003 Senior Member 注册日期: Jul 2004 帖子: 194

Jan 24th, 2005, 13:42	只看该作者 #24
Paul Junior Member 注册日期: Jul 2004 帖子: 10 声望: 0	The reason for that is the full name you provide to the bank is not as the same as the one shown in your credit record, the simple way to solve the problem is to let the bank know your SIN number, they can check your credit record by using SIN number!
Paul Junior Member 注册日期: Jul 2004 帖子: 10 声望: 0

Jan 24th, 2005, 21:02	只看该作者 #26
Paul Junior Member 注册日期: Jul 2004 帖子: 10 声望: 0	There should be something wrong there if you have a credit card for some time while you don't have the credit record, you can call 1 800 465 7166 (EQUIFAX) to get your free credit report by providing them your SIN no, your bank is also get information from EQUIFAX. You can request to correct it if you find anything wrong.
Paul Junior Member 注册日期: Jul 2004 帖子: 10 声望: 0