BMO输官司陪了1.12billion

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活该！！现在银行素质低得惊人。

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是啊。现在这些银行既无品行也没有信誉。普通老百姓和他们打交道常常被霸凌。看来以后钱不要存银行改做实物投资才是王道。

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去年七月四号上庭时至少有三家都是告BMO的。从二十年前BMO的出身香港的财务顾问挥霍老年存户的基金到最近的粗暴告拘土著人爷孙，BMO丑闻不断，好奇这丫为啥还能挣钱。

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今天见一例，一个大汉被BMO强制收屋，人家只要求给90天用$509K的价卖自己的屋子，贷款约剩一半，BMO还是把人告上了法庭。这些银行会不会和一些投行或地产商勾结就是强制回收用低价买好屋还让屋主出高价手续费。总之，银行赚地产赚律师赚政府管手续费的赚就是原来买房的割韭菜。

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硅谷银行跌到停交。加拿大的银行也很有问题，财报都是亏损。新冠后六大行靠炒作硬把股价提升30个百分点，和抢劫一样啊。

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作者: jo jo

加拿大几个大银行高度垄断
除非国际投资严重失利，or本国房地产崩溃，不然很难有亏损吧 有那么多肥羊嗷嗷待宰
财报都在那儿，加了超高的坏债准备金，还有很大盈利
RBC刚买了美国一个投行，居然还有钱一口吃下汇丰


央行倒是会因为操作跟不上加息速度 有账面亏损，但央行也不可能破产， 亏了也不影响他...

你没仔细看，他们使用了一些技术手法，而且都说了他们人为炒高了30%的股价。其中cibc最过分，不但分股而且把股价炒到和原股一样高，平白就从接盘侠那里多捞了一倍。当然和比特币空手套白狼还是差了一个等次。

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公开的财报不应该被简单解读。这就是为什麽投行和BROKER有自己的一套分析工具。这是从技术层面上讲。从情理上有时也会看到漏洞。安达信就是先栽在情理上，然后才被剥出真相。新冠三年，百业凋敝，除了IT和医药赚，银行真的能突然猛增30个百分点的利润吗？而且是一路向上。如果没有，股价爆涨就只能是吹胀。CIBC新冠前只有50多一股，一股变两股后它还是50多一股, 就是说CIBC觉得自己的股票值双倍价了。拿它自己的话说，分股后股价保持低位便于大家好买。接盘侠们信不信这价也是见仁见智。当然如果从十年二十年长期看，加拿大的银行只要没破产，股价总会升。不过，谁能保证不会买到硅谷银行啊。它的体量，可就是六大行排前的。

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我们不在一个频率上啊！我举安达信是说从情理上能够推断一些问题尽管有时完全没有实际证据。从各大行的举措看，就是不寻常嘛。明明利润收窄却提高现金分红，要靠reverse来提升收入，重心转向到个体存户，把股票帐户的现金利率上到8% 等等，可见他们自己还是比较紧张的。估计都有类似svb的问题，就是大小而已。

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风控只是svb的导火索，高盛是那个怂恿点火的，还是它自己管理投资的问题。连带福布斯也倒霉，因为它才被福布斯评为最好的银行。

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Reverse 能不能提高收入要看时机。这和你使用RRSP来调节收入避税一个道理。高盛是SVB的顾问啊，明明就是它支的烂招。当然说到底还是银行自己找的死。

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Ry和na都在历史的高度上啊。脑袋有够铁。高盛没错啦，逢低进，六大回到2019的价位可以进。觉得那才是正常的。如果高利率持续，应该更低才对。

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Feb 2020 or last October? You can hold forever.

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Image if you had gotten 25000 shares instead...you might retire now..

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If there is "return", you are not retired...
649 is lucky only, but buying a right share, demonstrates your super intelligence, look at Buffet...

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Most people may rather say luck isn't part of wisdom.
We may have certain level control of our wisdom, but have no control of luck...in the case an insider gets right information to buy a stock, there is nothing to do with luck or intelligence. But an outsider will have different story. Every move rely on your own knowledge, skills, information collection, analysis and sensitive thoughts.

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You confuse yourself in many ways...who knows God's thoughts? You are the chosen one not because God think you are prepared, it is because of your own efforts to make you become the best or the most suitable one.

There are many financial scandals were discovered by outsiders. I remember one case is an outsider analyst questioned a public company posted revenue because he believed when the price of a raw material to produce the commodity increased so much the company should not still make such profit. He published his concern and it turns out he was right when people digged it further. Of course insiders have advantage, but that doesn't mean outsiders can be fully fooled. FTX is another example, a small doubt could lead to a big collapse.

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No, not just technically buy, I am talking about if outsiders get any chance to reach the true status or information of a public company. That is what you are talking about, right? Essentially you are buying and selling based on what information you get and you conceive. You said you take notes all the time...

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Again it is NOT luck. It is hard working...

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you just said you are taking notes all the time...will you define it as useless work?

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if "building up" something doesn't count as "working", you could erase "work" from your dictionary and replace it by "entertainment". Everything is just for fun, queen of optimism...