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旧 Dec 10th, 2010, 06:52     #1
zhoutieJJJ
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默认 【推荐】5%(3%)返点信用卡+$50申请现金Rebate

看到刚才有位朋友质疑下面推荐的这个信用卡,我来解答你的疑惑,顺便挣点推荐费:

首先,这个信用卡绝对没有问题,我已经挣了500刀了。绝无虚言。

如果你愿意,可以直接去MBNA的网上申请,或者打电话,绝对没有问题。但是为什么不多挣50刀了呢?

这里介绍一下GREATCANADIANREBATES这个网上购物网站,从它那里去别的地方购物,它自己可以挣推荐费,顺便给我们注册的用户一些。为了增加流量,它也给推荐别人注册的用户推荐费。这就是为什么我和另外一个朋友推荐的一个原因了。你自己点击我这里的链接进入网站注册,你自己不少挣一分钱,为什么不帮帮给你提供信息的朋友呢?

注册后,通过它的链接申请信用卡,得50刀了。购物返还具体百分比不等。

点击下面的链接注册一个帐号,马上得到$2。

然后,log in后,点击各个网上销售网站消费,得到一定比例的现金返还,包括DELL,SEARS等等。
尤其是点击左侧申请MBNA的smart cash Mastercard,你马上得到$50申请现金Rebate。
切记,一定要login后才消费,否则,钱到不了你帐号里。

好处不多说了。现金返还5%或3%买汽油和grocery,或者1%其它。

* Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months。
* Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter。
* Get up to 1% cash back for all other qualifying net retail purchases。

http://www.GreatCanadianRebates.ca/register/121256/

记住:
注册login后, 一定要通过点击Canadianrebate网站的MBNA Smart Cash Mastercard 联接后, 自动进入MBNA的online credit card申请页面申请. (这样会得到一个your tracking id from Canadianrebate,才能保证信用卡批准后拿到$50 rebate).

如果你愿意,还可以再申请一个信用卡,再得$40。不过,你也知道,信用卡申请多了,影响你的credit。 it is your call.

此帖于 Dec 10th, 2010 09:09 被 zhoutieJJJ 编辑。
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感谢 zhoutieJJJ
此篇文章之用户:
很难吗 (May 29th, 2011)
旧 Dec 13th, 2010, 19:13   只看该作者   #2
zhoutieJJJ
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默认 请问这个卡可不可以免租车汽车保险

既然开了头,就接着来:

这个问题很容易回答,因为这张卡是白金卡,所有白金卡功能它都有,包括租车保险。

如果说深了,讲讲信用卡的分类,那就多了。不过,你只需知道白金卡免保险就行了。有疑问可以打master card的800电话,很容易查到。
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旧 Dec 13th, 2010, 19:20   只看该作者   #3
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默认

怎样才能找到那些qualifying net retail gas and grocery ?

简单来说,每个商家都有一个code,来说明它是哪一类business,对应grocery的有:
A & P
Asian Food Center
Askew's Foods
Atlantic Wholesalers
Bidgoods
Brunos Fine FoodsBuy
Low Foods
Canada Safeway
Choices Market
Colemans Food Centre
CO-OPCooper's Foods
Country Grocer
Dominion
Extra Foods
Fairway Market
Farm Boy
Food Basics
Foodland
Fortinos
Grocery Gateway
Hannam Supermarket
Highland Farms
IGA
Kin's Farm Market
Les Aliments M&M
Loblaws
Loebs
Longo's
M & M Meat Shops
Maxi
Metro
Michael - Angelo's
Market
Moncion Grocers
NeedsNester's Market
No-Frills
Overwaitea Food
Pete's Frootique
Planet Organic
Powell's Supermarket
Presidents Choice
Price Chopper
Price Smart
Produce Depot
Provigo
Quality Foods
Quality Market
Rabba
Real Canadian Super Stores
Save EasySave On Foods
Shop Easy Foods
Shop 'N Save
Sobeys
Starsky Foods
Stongs Markets
Super CSuper Value
Supermarche - Metro
Superstore
T & T Supermarket
Thrifty Foods
Urban Fare
Valu Mart
Village Food Markets
Weston Produce
Your Independent Grocers
Zehrs

对应gas的有:

7 - Eleven
Amco
Canadian Tire Gas Bars
Cango
Centex
Chevron
CO-OP Gas Bars
Couche Tard
Crevier
Drummond's Gas
Esso
Fas Gas
Flying J
Fortino's Gas Bars
Gale S Gas Bar
Gas Bar
Gasrite
Husky
Irving Oil
Loblaw Gas Bars
Macewen
Mac's Gas Bar
Mohawk
Mr. Gas
N. Atlantic Pet.
No Frills Gas Bar
Olco
Petrocan
Pioneer
Save On Foods Gas Bars
Scholten's
Shell
Short Stop Gas Bars
Sobey's Fast Fuel
Sunoco
Sunys
Super Save Gas
Superstore Gas Bar
Ultramar
Western Petroleum
Wilson Gas Stop
Yig Gas Bar
Zehrs Gas Bars
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旧 Dec 13th, 2010, 19:26   只看该作者   #4
zhoutieJJJ
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默认

虽然上面很多,但并 不全,简单来说,Merchant Code 5541/5542都行。
注:
WalMart, Zellers, Canadian Tire, Sears, The Bay都不算。尽管你买的可能是Grocery,也不算。

相反,你从Loblaws买衣服,买药,也可以算。买BestBuy, FutureShop 的 Gift Card,也算。
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旧 Dec 16th, 2010, 15:50   只看该作者   #5
ru123
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默认

我申请了,被拒,说我的信用不好
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旧 Dec 23rd, 2010, 15:13   只看该作者   #6
不醉不休
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默认

引用:
作者: zhoutieJJJ 查看帖子
虽然上面很多,但并 不全,简单来说,Merchant Code 5541/5542都行。
注:
买BestBuy, FutureShop 的 Gift Card,也算
真的吗?
我有一张的Capital One的MasterCard (5%off for grocery and gas),如果是这样,再买电器的话,先买FutureShop的Gift Card。
不醉不休 当前离线  
旧 Jan 4th, 2011, 13:49   只看该作者   #7
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默认 卡已收到,现金是给邮支票吗?

see above
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旧 Jan 14th, 2011, 23:49   只看该作者   #8
accpvse
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默认

我已用你给的链接申请了greatcanadianrebates的帐号,并且也在几个网站购物了,rebate的钱也到帐了。你得到referal fee没有啊?查一下你的帐号吧。
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旧 Jan 20th, 2011, 04:55   只看该作者   #9
zhoutieJJJ
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默认

引用:
作者: accpvse 查看帖子
我已用你给的链接申请了greatcanadianrebates的帐号,并且也在几个网站购物了,rebate的钱也到帐了。你得到referal fee没有啊?查一下你的帐号吧。
谢谢。
刚才查,钱变多了。
没有理你的楼上帖子,是因为那时候我的余额没有变。我都有点泄气了,原因之一是我的钱一分没涨,那些从我这里得到信息的人,是否觉得对不起我?难道提供信息不应该得到回报吗?何况你自己不少挣一分钱。更可气的是,出现了两个SHAMELESS的李鬼,把我的帖子全面照抄,就加入自己的Referral Link,你不觉得这样做会招人骂吗?奉劝那个eastxxxxx,先学做人,后学挣钱。
zhoutieJJJ 当前离线  
旧 Jan 20th, 2011, 05:21   只看该作者   #10
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默认

对了,这一阵子申请所有MBNA的信用卡得60元,包括smart cash

28日前申请American Express® Business Gold Rewards Card给75元。不过,这个卡有年费180, 第一年免费。不过,可以得到25000 reward points,如果换成aeroplan,又是3、4百元。详情见:
http://chinasmile.net/forums/showthread.php?t=487408
注:我本月15日刚和他/她交换了300元。我不保证他/她以后的行为,但是,我的经历很正面。
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旧 Jan 20th, 2011, 09:56   只看该作者   #11
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newcar has much to be proud ofnewcar has much to be proud ofnewcar has much to be proud ofnewcar has much to be proud ofnewcar has much to be proud ofnewcar has much to be proud ofnewcar has much to be proud ofnewcar has much to be proud ofnewcar has much to be proud ofnewcar has much to be proud of
默认

这个卡有个问题,积累到50块给你支票,处理过程需要4~6周,我目前还没收到,继续关注。
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旧 Jan 20th, 2011, 10:30   只看该作者   #12
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默认

引用:
作者: newcar 查看帖子
这个卡有个问题,积累到50块给你支票,处理过程需要4~6周,我目前还没收到,继续关注。
前六个月基本可以得到4个50元的支票,因为那5%就已经30$/month
我个人的经历是2、3个星期。
zhoutieJJJ 当前离线  
旧 Jan 20th, 2011, 10:38   只看该作者   #13
zhoutieJJJ
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默认

引用:
作者: 不醉不休 查看帖子
真的吗?
我有一张的Capital One的MasterCard (5%off for grocery and gas),如果是这样,再买电器的话,先买FutureShop的Gift Card。
肯定没有问题。
唯一不好的方面是如果直接用信用卡买,一般都有各种各样的warranty,现金购买就没有了。(gift card相当于现金)。
再啰嗦一句,这里指的是信用卡给的warranty,不是商店、厂家的warranty,信用卡有其他的好处。
zhoutieJJJ 当前离线  
旧 Jan 20th, 2011, 16:22   只看该作者   #14
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默认

60元的信用卡的钱也到帐了。可是14号到frangrancenet买的香水,rebate怎末还没到帐勒。我要怎么查呀?zhoutiejjj知道吗?
accpvse 当前离线  
旧 Jan 20th, 2011, 19:00   只看该作者   #15
zhoutieJJJ
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默认

引用:
作者: accpvse 查看帖子
60元的信用卡的钱也到帐了。可是14号到frangrancenet买的香水,rebate怎末还没到帐勒。我要怎么查呀?zhoutiejjj知道吗?
我也出现过rebate没到帐的情况,给greatcanadianrebates写信,很快就解决。

另外,凡是请我解答问题的人,先声明是点击我的referral link注册的,撒谎也行,否则,没兴趣回答问题了。

附上email from great canadian rebates

Hi,

Yours is definitely missing as there are people who applied after you and received their rebate. We only offer rebates if it is in the reports from American Express Canada. Your is not in the reports.

We will have to submit a missing transaction inquiry to them. They need the following information :

1. Primary card holder name
2. Primary card holder address
3. Date of Application
4. Last 4 digits of the card
5. Confirmation number (if available. It will speed things up)

Jennifer
membercare@greatcanadianrebates.ca
The Great Canadian Rebates Team
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旧 Jan 20th, 2011, 19:02   只看该作者   #16
zhoutieJJJ
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默认

引用:
作者: newcar 查看帖子
这个卡有个问题,积累到50块给你支票,处理过程需要4~6周,我目前还没收到,继续关注。
我最近的支票今天收到。7日印的,1日是statement day
zhoutieJJJ 当前离线  
旧 Jan 23rd, 2011, 15:22   只看该作者   #17
zhoutieJJJ
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默认

突然想起很久很久以前华枫很热的一个帖子,大概8年前吧,楼主ID是Christina什么的,和大家讲述了她买车的研究、经历和心得。一开始,好评如潮,后来,好多人用了她推荐的验车师,有的人感觉不好,对她大放厥词,一时之间,她成了众矢之的。最后,以她删除所有的帖子了事。

那时候,我深深的为她不平,同时觉得那些人根本不配她的帮助。我们都是成年人了,无论做什么,都应该替自己负责,有什么理由去指责一个热心的女子呢?真不够意思。

我这里声明:我说的一切都是依我个人的经历为准,如果有意外,我无法作出任何保证。

我在这里并不是为了推荐费:我们两口子都有工作,房子付清了,车也现款买的,决不会为了挣俩推荐费去故意引诱撒谎,没那个必要。

我最近休假在家,受了点伤,整天靠在床上,有大把的时间可以挥霍,也愿意帮助别人,但我希望我帮助的是那些我乐意帮助的人,一个受了别人帮助而心怀感激,进而去乐于帮助他人的人。

这里再给大家推荐两个网站,和GreatCanadianRebates类似,只不过给的是aeroplan points / Air Miles Points 而不是现金。具体我就不说了,I am sure you can figure it out.

http://www.airmilesshops.ca

http://www2.aeroplan.com/estore/

此帖于 Jan 23rd, 2011 15:45 被 zhoutieJJJ 编辑。
zhoutieJJJ 当前离线  
旧 Jan 23rd, 2011, 15:29   只看该作者   #18
zhoutieJJJ
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zhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond repute
默认

以前没有算过,稍微一算吓了一跳,我们如今每年差不多都要在这些信用卡回扣、各种Loyality Program Rewards上挣个小壹千。

大家出去旅游,可以看看www.priceline.com上看看旅馆的价钱,当然可以顺便从GreatCanadianRebates上挣点小钱。
zhoutieJJJ 当前离线  
旧 Jan 23rd, 2011, 15:43   只看该作者   #19
zhoutieJJJ
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zhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond repute
默认

以前老用petro point mastercard加油,省两分钱每升,又可以得petro points。无意中发现,只要出示这个卡,所有买的Gas都可以省两分钱。也就是说,如果油价每升1元,你在Loblaws买了Petro Canada的25元Petro Canada Gift Card, 用的是Smart Cash。又在加油站买了30升油,用刚买的Gift Card 和 PetroPoints Mastercard,你可以省:

$25 x 3% = $0.75
$0.02 x 30 =$0.60
攒的Petro Point 多了可以换Petro Canada的Fuel Saving Card,每升再省0.05。
zhoutieJJJ 当前离线  
旧 Jan 23rd, 2011, 15:59   只看该作者   #20
zhoutieJJJ
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zhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond reputezhoutieJJJ has a reputation beyond repute
默认

我在另一个Post里回答了如何使用信用卡低利率支票,转来如下。顺便说一句,我愿意回答他的问题,就是那句‘谢谢指教’。
引用:
作者: zhoutieJJJ 查看帖子
作者: power4 查看帖子
最近信用卡公司给了年利率0.99%的优惠,可以transfer balance或者用cheque,不知道这有什么用?可以用这个低利息的钱去还高利息的贷款么?谢谢指教!
我曾经用过很多次,我试着来回答你的问题吧:

1 你可以用这笔钱,但是一定要注意fine print。最常见的是有的要收1%的手续费,还有可能有其他费用。如果你的优惠利率只有半年,那么,1%的手续费相当于借款利息至少多了两个百分点。

2 一般这种优惠利率多有一定期限,期限过后一定要还清,否则,一般利率19.99%。如果你用这笔款子付清了MORTGAGE,却没有钱付清它,你有可能省了一点钱,最后却要付特别高的利息。如果你炒股或者消费了,最后,却没法还清它,千万不要到了这种地步。

如果你能做到到期还清,是否就可以放心大胆的用了呢?否!

A 用之前,卡上一定要清零。先把所有支出消费付清,否则,这部分款子要付高利息。
B 优惠期间,千万不能用这张卡,否则,这部分款子要付高利息。
C 优惠其间,千万不要出现忘付或者delay的情况,否则,全部欠款付高利息。一定一定要保证按时付清minimum payment。
D 优惠结束前,一定要把全部余额付清。否则,高利息等着你。

港台有个词,叫‘卡奴’,说得就是欠信用卡高利贷,一旦背上,很难脱身,一定要知道后果。千万不要花钱时爽快,付利息时哭。
zhoutieJJJ 当前离线  
感谢 zhoutieJJJ
此篇文章之用户:
lylouis (May 26th, 2011)
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