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旧 Oct 4th, 2012, 00:14     #1
XBPS2
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默认 推荐Amazon.ca的visa卡

无年费,amazon.ca 消费2%返现,其他消费1%返现。最重要的是境外消费(包括网购)没有手续费(其他信用卡都有2.5%手续费),目前是加拿大唯一的不收外币转换手续费的信用卡,特别适合经常去美国购物或网购的使用。上个月申请了,这个月寄来账单确认没有被收过手续费。现在开户还有$15 amazon.ca的credit。

纯推荐,没有所谓介绍费什么的。连接如下:

http://www.amazon.ca/gp/cobrandcard/
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共 3 位会员
感谢 XBPS2 发表的文章:
jasmine1101 (Oct 18th, 2012), Tadder (Oct 7th, 2012), 江山易改 (Oct 19th, 2012)
旧 Oct 10th, 2012, 12:49   只看该作者   #2
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默认

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作者: XBPS2 查看帖子
无年费,amazon.ca 消费2%返现,其他消费1%返现。最重要的是境外消费(包括网购)没有手续费(其他信用卡都有2.5%手续费),目前是加拿大唯一的不收外币转换手续费的信用卡,特别适合经常去美国购物或网购的使用。上个月申请了,这个月寄来账单确认没有被收过手续费。现在开户还有$15 amazon....
外币没有手续费?!?!有那么好的信用卡?
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旧 Oct 10th, 2012, 12:51   只看该作者   #3
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默认

2.5%省不了,除非你有美元,直接还款
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旧 Oct 10th, 2012, 13:58   只看该作者   #4
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默认

>>2.5%省不了

Wrong. 2.5% is charged by the bank.

Sears card also no longer charge forex fee, and it is backed by Chase same as amazon.ca.

If you have a forex account, it is easy to convert USD/CAD back and forth without paying additional fees.
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旧 Oct 10th, 2012, 15:59   只看该作者   #5
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默认

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作者: Knowledge_IS_Power 查看帖子
>>2.5%省不了

Wrong. 2.5% is charged by the bank.

Sears card also no longer charge forex fee, and it is backed by Chase same as amazon.ca.

If yo...
其他地方能换钱,对, 但能给信用卡还款吗?
你美元买东西, 2.5%的转换费就没法省。
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旧 Oct 10th, 2012, 19:03   只看该作者   #6
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默认

anyone used it and can confirm?
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旧 Oct 13th, 2012, 14:08   只看该作者   #7
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默认

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作者: XBPS2 查看帖子
无年费,amazon.ca 消费2%返现,其他消费1%返现。最重要的是境外消费(包括网购)没有手续费(其他信用卡都有2.5%手续费),目前是加拿大唯一的不收外币转换手续费的信用卡,特别适合经常去美国购物或网购的使用。上个月申请了,这个月寄来账单确认没有被收过手续费。现在开户还有$15 amazon....
that is not true.

sear MC doesn't charge foreign currency exchange fee, either.
http://www.searsfinancial.ca/CreditCards/Benefits.aspx
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旧 Oct 14th, 2012, 22:23   只看该作者   #8
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that is not true.

sear MC doesn't charge foreign currency exchange fee, either.
http://www.searsfinancial.ca/CreditCards/Benefits.aspx
好吧,我错了,还有sears卡好吧。so what?我又不像你拿提成,随便你怎么说。
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旧 Oct 14th, 2012, 22:41   只看该作者   #9
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默认

不仅有sears卡,我的TD visa也没有收我手续费。所以你又错了。

采菊东篱下,悠然见南山
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旧 Oct 14th, 2012, 22:50   只看该作者   #10
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默认

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作者: 老杨 查看帖子
不仅有sears卡,我的TD visa也没有收我手续费。所以你又错了。
还是那句话,so what? 再说了,起码人家还有个官方连接证明,您呢?
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旧 Oct 14th, 2012, 22:55   只看该作者   #11
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默认

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还是那句话,so what? 再说了,起码人家还有个官方连接证明,您呢?
我刚看了我自己的statement,难道不是证明?
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旧 Oct 14th, 2012, 23:00   只看该作者   #12
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默认

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作者: 老杨 查看帖子
我刚看了我自己的statement,难道不是证明?
2.5%的手续费在statement上是不会显示出来的,直接加在转换汇率里了。要不您再瞧瞧?
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旧 Oct 14th, 2012, 23:09   只看该作者   #13
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默认 Amazon.ca, Sears, Bestbuy.ca

大概google了一下,目前这三种卡都是免外币兑换手续费的。背后的发卡机构都是JP Morgan Chase。
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旧 Oct 14th, 2012, 23:14   只看该作者   #14
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默认

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作者: XBPS2 查看帖子
2.5%的手续费在statement上是不会显示出来的,直接加在转换汇率里了。要不您再瞧瞧?
你先说一下上个月多少汇率叫做没被收过?这个世界上,只要你转换不同的货币,就一定会被吃一点。好象没要哪一家是不这么做的,就连炒外汇的broker都是吃点差的。只不过他们不明着跟你讲。
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旧 Oct 14th, 2012, 23:25   只看该作者   #15
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默认

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If you have a forex account, it is easy to convert USD/CAD back and forth without paying additional fees.
forex account照样被吃,不吃你他们靠什么生活?难道他们是活雷锋?
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旧 Oct 14th, 2012, 23:32   只看该作者   #16
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默认

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作者: 老杨 查看帖子
你先说一下上个月多少汇率叫做没被收过?这个世界上,只要你转换不同的货币,就一定会被吃一点。好象没要哪一家是不这么做的,就连炒外汇的broker都是吃点差的。只不过他们不明着跟你讲。
点差我懂。外币兑换只要spread在50点以内我就认为合理。我大概看了我上个月的statement,点差应该在30以内。要不您把您的statement截图上来看看?
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旧 Oct 14th, 2012, 23:53   只看该作者   #17
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默认

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你先说一下上个月多少汇率叫做没被收过?这个世界上,只要你转换不同的货币,就一定会被吃一点。好象没要哪一家是不这么做的,就连炒外汇的broker都是吃点差的。只不过他们不明着跟你讲。
上个月其中两个transaction detail的截图,自己看吧。
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旧 Oct 15th, 2012, 00:01   只看该作者   #18
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默认

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上个月其中两个transaction detail的截图,自己看吧。
我的另外的CT Mastercard(这个是收2.5%手续费的)的9月份的两笔transaction,对比看看。据我所知,9月份USDCAD的汇率变动不太大,只在98、97左右变动。
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此帖于 Oct 15th, 2012 00:50 被 XBPS2 编辑。
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旧 Oct 15th, 2012, 00:13   只看该作者   #19
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默认

我那上面是:TRANSACTION DATE SEPT.17 FOREIGN CURRENCY 75.00 USD@EXCHANGE RATE 1.00026 = CAD$75.02.

你给看看到底是什么概念,如果是相差2.5%,那就是我错了。我看你那上面既有0.97也有1.014,看得眼晕啊。

我是这么想的,如果我去银行换美元然后拿去买东西如果也是这个价,那么生活中我就直接用visa,不想再去绕那么多弯了。
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旧 Oct 15th, 2012, 00:24   只看该作者   #20
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默认

似乎有一点看明白了,我的TD visa汇率比你的amazon要差一点,但比你的CT master要好一点。
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