买GIC 好还是买基金好？看一看两者在纳税上的区别

Aprils_Fool · Oct 9th, 2006, 18:31

If you use Windows 2000, it is located at Control Panel ---> Regional Options--->Input Locale

引用:

作者: dreamchaser999

Thank you but what is the English term of 控制面板? And where do I find it?

Sherry

Aprils_Fool · Oct 9th, 2006, 18:45

It is a little big confusing, but two key points here:

1. Capital Gain is 50% taxed, that could be huge potentially, if you are not loser.

2. GICs stands for Guaranteed Investment Certificates, it has risk-free return, any investment in Mutual Fund have risks, thus requiring higher return in general.

For example, if the returns for GICs and Mutual Fund are both 4%, it is a no-brainer situation for investing in Mutual Fund, however, Mutual Fund can't guarantee 4% return year-to-year at all, what if the return is -20% ?

So there is no clear-cut answer for preference between GICs and Mutual Fund.

Afterall I'll tell you one better investing method which can save your 100% tax, the gain in Casino House is 100% tax free, doesn't it sound much better then investing in Mutual Fund ?

Oct 9th, 2006, 18:45	#2
Aprils_Fool Senior Member 注册日期: May 2006 帖子: 424 声望: 78950	It is a little big confusing, but two key points here: 1. Capital Gain is 50% taxed, that could be huge potentially, if you are not loser. 2. GICs stands for Guaranteed Investment Certificates, it has risk-free return, any investment in Mutual Fund have risks, thus requiring higher return in general. For example, if the returns for GICs and Mutual Fund are both 4%, it is a no-brainer situation for investing in Mutual Fund, however, Mutual Fund can't guarantee 4% return year-to-year at all, what if the return is -20% ? So there is no clear-cut answer for preference between GICs and Mutual Fund. Afterall I'll tell you one better investing method which can save your 100% tax, the gain in Casino House is 100% tax free, doesn't it sound much better then investing in Mutual Fund ?