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旧 Apr 21st, 2006, 08:21   只看该作者   #21
sunvv
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默认

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作者: Betty.C
请问各位同学:

我去年9月贷款入学的,已经在这个月已经收到要求还款的通知书。没提到减免的事,只是说从11月开始要还钱了,如果下学期继续注册入学,则暂时不用还钱。

请问:
减免的通知一般要到什么时候才到呢?
下学期继续读书贷款,是不是只要到学校申请就可以了,网上还要再申请吗?
下学期的申请还要不要查经济状况呢?

谢谢。
再等几个月
网上申请
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旧 Apr 21st, 2006, 11:15   只看该作者   #22
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默认 是Ontario opportunity grant

很早以前是叫Loan forgiveness program,以前是毕业后最终结算,评估后给免还额.最近几年开始每一年结算,所以每年都会在OSAP呈现出免还额,一般在下半年他们根据前一年保税单,贷款额等,作出决定的.数额多少都可在网上看到.不是直接寄支票给本人,而是给还款中心.具体的看此链接: http://osap.gov.on.ca/eng/not_secure/osog.htm
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旧 Apr 21st, 2006, 11:47   只看该作者   #23
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作者: tiezi
我记得免款是直接从OSAP的贷款额里减免的,不是寄CHECK给你,如果贷款额已经还清,政府还会把钱给你吗?不知道楼主8个月后是否还能收到最后一笔免款,因为他的OSAP贷款帐户已经清零,难道政府不会查吗?
会记支票给你,我们就收到了。
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旧 Apr 21st, 2006, 14:42   只看该作者   #24
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默认

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作者: utgeorge
很早以前是叫Loan forgiveness program,以前是毕业后最终结算,评估后给免还额.最近几年开始每一年结算,所以每年都会在OSAP呈现出免还额,一般在下半年他们根据前一年保税单,贷款额等,作出决定的.数额多少都可在网上看到.不是直接寄支票给本人,而是给还款中心.具体的看此链接: http://osap.gov.on.ca/eng/not_secure/osog.htm
这个真的是每年结算的吗?我查到Gov't payments to reduce your debt load 从2004开始读书年到现在全部都是空的,我看了我全部条件都符合了,怎么回事?
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旧 Apr 21st, 2006, 19:16   只看该作者   #25
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默认

引用:
作者: sunvv
再等几个月
网上申请
谢谢。
那就当新的一样,重新再填写资料,再申请一次吗?只是选第二学年就对了,是吗?
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旧 Apr 21st, 2006, 21:12   只看该作者   #26
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默认

引用:
作者: China_Soul
这个真的是每年结算的吗?我查到Gov't payments to reduce your debt load 从2004开始读书年到现在全部都是空的,我看了我全部条件都符合了,怎么回事?
也许就是慢.除去政府的部分,OSAP结余款大概是按照每两个学期8500块算的.如果你在这期间有收入,而且在填表时并不知道有这点外财.感觉上,政府会扣除这部分的.我当时意外的得到了2000块奖学金,后来政府返完款时,我的结余款就是10500.里外里和没得过完全一样 .

白天迷糊,晚上睡不着
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旧 Apr 21st, 2006, 22:24   只看该作者   #27
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默认 哪位高人指点一下:是否入学前买车就得不到贷款?

二手车可以吗?LEASE怎么算?是完全不给还是给得较少?
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旧 Apr 22nd, 2006, 11:59   只看该作者   #28
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作者: vawint
二手车可以吗?LEASE怎么算?是完全不给还是给得较少?
我申请时,有一个8000块的二手车,没啥影响。
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旧 Apr 23rd, 2006, 02:11   只看该作者   #29
utgeorge
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默认 2004-2005学年的 Ontario student opportunity grant

引用:
作者: China_Soul
这个真的是每年结算的吗?我查到Gov't payments to reduce your debt load 从2004开始读书年到现在全部都是空的,我看了我全部条件都符合了,怎么回事?
就政府如何算每学年的LOAD FORGIVENESS 的问题,今年初到多大的FINANCIAL OFFICE 问过了. 例子如下:
2004.9-2005.4加上2005.5-2005.8共三个学期:
1)联邦+安省贷款:13317元
2)千喜助学金+STUDY WITH DEPENDENT  5000元
所以总共得: 18317元.---全部收到.

在2005年9月以后,他们开始审核前一年报税,收入等,前面的贷款额作相应的调整.最后以信件形式通知最后的贷款额.像此例:最终书面通知三学期贷款(包括1,2)   为14000(虽然18317已拿到手了.) 
14000-5000(这里减5000是没想到的,这5000是上面的(2),是不用还的.如果有其他奖学金也会相应扣除的)=9000,这样一来,9000就小于10000,没能达到拿这GRANT 的条件了.因为"You are entitled to a student loan(s) that exceeds $7,000 for a two-term academic year or $10,500 for a three-term academic year. If you received a Millennium Bursary (CMB) in the 2004C2005 academic year, you may still be eligible for an Ontario Student Opportunity Grant if your outstanding student loan(s), after the CMB has been released, exceeds $6,500 for a two-term academic year or $10,000 for a three-term academic year. "

这是一实例.当然扣除相应的数额后,如果数目大于两学期7000(6500)或三学期10000(10500),他们就会考虑给一定数额的GRANT-即免还额.若对OSAP有什么疑问,要与本校的FINANCIAL OFFICE 联系,请他们帮助解释.

希望以上的解释,对你有所帮助.
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旧 Apr 23rd, 2006, 09:01   只看该作者   #30
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默认

非常有用,谢谢。
这么说,要等到今年9月后,才知道去年的减免情况吧。



引用:
作者: utgeorge
就政府如何算每学年的LOAD FORGIVENESS 的问题,今年初到多大的FINANCIAL OFFICE 问过了. 例子如下:
2004.9-2005.4加上2005.5-2005.8共三个学期:
1)联邦+安省贷款:13317元
2)千喜助学金+STUDY WITH DEPENDENT  5000元
所以总共得: 18317元.---全部收到.

在2005年9月以后,他们开始审核前一年报税,收入等,前面的贷款额作相应的调整.最后以信件形式通知最后的贷款额.像此例:最终书面通知三学期贷款(包括1,2)   为14000(虽然18317已拿到手了.) 
14000-5000(这里减5000是没想到的,这5000是上面的(2),是不用还的.如果有其他奖学金也会相应扣除的)=9000,这样一来,9000就小于10000,没能达到拿这GRANT 的条件了.因为"You are entitled to a student loan(s) that exceeds $7,000 for a two-term academic year or $10,500 for a three-term academic year. If you received a Millennium Bursary (CMB) in the 2004C2005 academic year, you may still be eligible for an Ontario Student Opportunity Grant if your outstanding student loan(s), after the CMB has been released, exceeds $6,500 for a two-term academic year or $10,000 for a three-term academic year. "

这是一实例.当然扣除相应的数额后,如果数目大于两学期7000(6500)或三学期10000(10500),他们就会考虑给一定数额的GRANT-即免还额.若对OSAP有什么疑问,要与本校的FINANCIAL OFFICE 联系,请他们帮助解释.

希望以上的解释,对你有所帮助.
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旧 May 10th, 2006, 18:39   只看该作者   #31
antata
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谢谢
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旧 Oct 10th, 2012, 23:01   只看该作者   #32
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默认

好麻烦啊,有钱就自己交了学费呗?我的学费加书费也就7500刀。
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旧 Nov 15th, 2012, 17:22   只看该作者   #33
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默认

出来混是要还的...
等找到工作交税就知道肝疼了...
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