【讨论】Scotia bank新推出的信用卡貌似很诱人

2020 · May 28th, 2009, 13:05

Scotia bank新推出的信用卡MOMENTUM

购买Groceries, Gas, Drug，付Recurring bills可获2％现金回馈，购买其他物品可获1％现金回馈。年费39元。下面是详情连接：

http://www.scotiabank.com/cda/conten..._LIDen,00.html

我觉得这个比较好，大家觉得怎样？

calgaryliquor · May 28th, 2009, 15:40

Not too good. See the small fonts.

"This special offer applies to purchase transactions appearing on your first three statements."

After 3 months, you won't get anything.

过冬马甲 · May 28th, 2009, 16:17

引用:

作者: calgaryliquor

Not too good. See the small fonts.

"This special offer applies to purchase transactions appearing on your first three statements."

After 3 months, ...

刚电话问了，前3月是：无论在哪花钱都有2%back，3月后：要在指定的商店和油站有2%，包括大统华和superstore及其油站，petrocan的油站，不在list上的可得1%的cashback，网上有个pdf列出所有可得2%的消费商店
大家再看看，讨论一下这个卡咋样？

ychenut · May 28th, 2009, 16:19

引用:

作者: calgaryliquor

Not too good. See the small fonts.

"This special offer applies to purchase transactions appearing on your first three statements."

After 3 months, ...

看小字是对的，但误导别人就不对了。那句话的意思是3月内所有的买进都按2%算。三月后，有的1%有的2%.

The Door · May 28th, 2009, 16:26

I just got an MBNA platinum plus mastercard, 5% cash back on grocery and gas for the first 6 months. and 3% afterwards. 1% on all other purchases. no annual fee.

ychenut · May 28th, 2009, 16:27

引用:

作者: The Door

I just got an MBNA platinum plus mastercard, 5% cash back on grocery and gas for the first 6 months. and 3% afterwards. 1% on all other purchases. no ...

can you give us a link? I have a mbna too, but only 1% back.

2020 · May 28th, 2009, 17:35

我用的是TD的金卡2年了，没有任何回馈。
打算换卡了。

CrazyBanker · May 28th, 2009, 21:32

ATB的是3%cash Back on supermarkets, drugstores, gas stations, and home improvement stores. 但是年费120,我用的也是这个,在the brick买了几千块家具,3%cash back, 为免做广告嫌疑,就算有兴趣也不要找我,打电话或者去branch,我也很少做信用卡

http://atb.com/Dev/mastercard/master_platinum.asp

卖烤肉 · May 28th, 2009, 23:10

TD的旅游白金卡开通送2万积分，无年费。我用了两年积了10万点，和差不多500块钱。

lololol · May 29th, 2009, 01:06

俺现在就用这个mometum，还个extended warranty和Purchase protection。不过mbna那个rebate更多啊～～

2020 · May 29th, 2009, 11:56

引用:

作者: The Door

I just got an MBNA platinum plus mastercard, 5% cash back on grocery and gas for the first 6 months. and 3% afterwards. 1% on all other purchases. no ...

没看见您说的5％ Cash Back。
恕我愚钝，您再指点指点。
谢谢！

http://www.canadian-financial.ca/MBNA.html

MBNA Platinum Plus® MasterCard® credit card

The Platinum Plus® MasterCard® Credit Card has no annual fee, and you get a low interest rate for balance transfers and cheque cash advances.

Additional Details:
1.99% introductory Annual Interest Rate† for 10 months on Cheque Cash Advances and Balance Transfers*

No Annual Fee
17.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances

Around-the-clock fraud protection

Online access to your credit card account

Unparalleled 24-hour Customer service

Immediate cash access at 430,000 ATMs internationally

The Door · May 29th, 2009, 13:47

I have had another type of MBNA mastercard for a long time, but rarely used it. I got a call from them a few months ago telling me that they were running a promotion for the MBNA platinum plus card and asked me if I am interested in upgrading to it. the promotion had the features I mentioned above. so I immediately agreed. but the card didn't arive until a couple of weeks ago. Maybe the promotion was not shown on their website.

闲扫落花 · May 29th, 2009, 13:57

引用:

作者: 2020

没看见您说的5％ Cash Back。
恕我愚钝，您再指点指点。
谢谢！

http://www.canadian-financial.ca/MBNA.html

MBNA Platinum Plus® MasterCard® credit card

The Platinu...

不是这个卡，叫Smart Cash Platinum Plus，网站上没有，必须打电话申请。
http://www.redflagdeals.com/forums/s...d.php?t=722828

ychenut · May 29th, 2009, 14:46

引用:

作者: 闲扫落花

不是这个卡，叫Smart Cash Platinum Plus，网站上没有，必须打电话申请。
http://www.redflagdeals.com/forums/s...d.php?t=722828

Thanks. Called Customer Service, upgraded my current 1% back card to this smart card. No questions asked. Easy.

my maple leaf · May 29th, 2009, 16:05

不知道如果以前没有这种 MBNA mastercard，能不能申请到这么好的卡？

Midnapore · May 29th, 2009, 17:02

引用:

作者: my maple leaf

不知道如果以前没有这种 MBNA mastercard，能不能申请到这么好的卡？

No problem, just call and get one! Best credit card ever, I only use this one now.

chenal81 · May 30th, 2009, 02:57

我选择拿新卡，还是保留多年的mbna caa premium plus 因为有CAA积分和租车保险。

uahub · May 31st, 2009, 00:01

引用:

作者: chenal81

我选择拿新卡，还是保留多年的mbna caa premium plus 因为有CAA积分和租车保险。

我今天打电话，可以在原卡基础上加入smart cash的extra。不牺牲原来的premium plus功能。激活新卡的同时，销旧卡。

uahub · May 31st, 2009, 00:04

引用:

作者: Midnapore

No problem, just call and get one! Best credit card ever, I only use this one now.

你好，能不能看看给你寄来的材料fine print，看看他们的3% or 1%的cash back，有没有一定积累时间期限。对方说满50元，自动就会寄来支票。忘了问了是不是必须在一个月内累计50才行，过期作废重新累积？还是没有任何时间限制。
谢谢。
如果收到就扔垃圾桶了，就算了

fat chicken · May 31st, 2009, 01:45

引用:

作者: uahub

我今天打电话，可以在原卡基础上加入smart cash的extra。不牺牲原来的premium plus功能。激活新卡的同时，销旧卡。

你打的是哪个电话？我找不到他们的电话号码呀
Thx

May 28th, 2009, 13:05	#1
2020 Senior Member 注册日期: Feb 2007 帖子: 429	【讨论】Scotia bank新推出的信用卡貌似很诱人 Scotia bank新推出的信用卡MOMENTUM 购买Groceries, Gas, Drug，付Recurring bills可获2％现金回馈，购买其他物品可获1％现金回馈。年费39元。下面是详情连接： http://www.scotiabank.com/cda/conten..._LIDen,00.html 我觉得这个比较好，大家觉得怎样？
2020 Senior Member 注册日期: Feb 2007 帖子: 429

May 28th, 2009, 16:26	只看该作者 #5
The Door Did you see the door? 注册日期: Aug 2004 帖子: 573 积分:1 精华:1 声望: 7913610	I just got an MBNA platinum plus mastercard, 5% cash back on grocery and gas for the first 6 months. and 3% afterwards. 1% on all other purchases. no annual fee.
	如果今天是我生命中的最后一天，你会不会完成你今天想做的事情呢？ http://lh4.ggpht.com/whooami/SEq-Qml...60-c/Nahan.jpg

May 28th, 2009, 17:35	只看该作者 #7
2020 Senior Member 注册日期: Feb 2007 帖子: 429 声望: 19491	我用的是TD的金卡2年了，没有任何回馈。打算换卡了。
2020 Senior Member 注册日期: Feb 2007 帖子: 429 声望: 19491

May 28th, 2009, 23:10	只看该作者 #9
卖烤肉 Senior Member 注册日期: Apr 2006 帖子: 603 声望: 27597	TD的旅游白金卡开通送2万积分，无年费。我用了两年积了10万点，和差不多500块钱。
卖烤肉 Senior Member 注册日期: Apr 2006 帖子: 603 声望: 27597

May 30th, 2009, 02:57	只看该作者 #17
chenal81 Senior Member 注册日期: Jul 2004 帖子: 210 声望: 0	电话就可以搞定我选择拿新卡，还是保留多年的mbna caa premium plus 因为有CAA积分和租车保险。
chenal81 Senior Member 注册日期: Jul 2004 帖子: 210 声望: 0

May 28th, 2009, 15:40	只看该作者 #2
calgaryliquor Senior Member 注册日期: Dec 2007 帖子: 326 声望: 375467	Not too good. See the small fonts. "This special offer applies to purchase transactions appearing on your first three statements." After 3 months, you won't get anything.

May 28th, 2009, 21:32	只看该作者 #8
CrazyBanker 《东方报》特邀投� ��理财专栏评论注册日期: Apr 2009 帖子: 629 声望: 115507	ATB的是3%cash Back on supermarkets, drugstores, gas stations, and home improvement stores. 但是年费120,我用的也是这个,在the brick买了几千块家具,3%cash back, 为免做广告嫌疑,就算有兴趣也不要找我,打电话或者去branch,我也很少做信用卡 http://atb.com/Dev/mastercard/master_platinum.asp

May 29th, 2009, 01:06	只看该作者 #10
lololol Senior Member 注册日期: Apr 2006 帖子: 336 精华:1 声望: 2158	俺现在就用这个mometum，还个extended warranty和Purchase protection。不过mbna那个rebate更多啊～～

May 29th, 2009, 13:47	只看该作者 #12
The Door Did you see the door? 注册日期: Aug 2004 帖子: 573 积分:1 精华:1 声望: 7913610	I have had another type of MBNA mastercard for a long time, but rarely used it. I got a call from them a few months ago telling me that they were running a promotion for the MBNA platinum plus card and asked me if I am interested in upgrading to it. the promotion had the features I mentioned above. so I immediately agreed. but the card didn't arive until a couple of weeks ago. Maybe the promotion was not shown on their website.

May 29th, 2009, 16:05	只看该作者 #15
my maple leaf Senior Member 注册日期: Mar 2007 帖子: 434 声望: 0	不知道如果以前没有这种 MBNA mastercard，能不能申请到这么好的卡？