咨询报税的问题 capital loss

[yellowknife]

1. 我在2018年有房屋租金收入,但股票有亏损,请问两者能相抵吗? 我填写了T776报租金收入,T5008报capital loss并反映在schedule3上,但未发现refound/banance owning有任何变化,我的感觉是房租和股票的损失都能往前carry back,但房租只能抵房租,股票只能抵股票,两者不能混淆,请问是否如此?

2.我在2017年有capital gain, 我想carry back, 请问以下的操作是否正确,我是用studio tax

增加form T1A , 在6638栏目 ( net capital loss to be applied to 2017) 填入 2017年的capital gain 数目, 具体数字来源于 2017年的schedule 3 的199栏目 ( taxible capital gains or capital loss in 2017 )

Studio Tax的 T1A 上面有 姓名和签名栏目,但在软件上无法操作这两栏, 税局会认可吗?

我填写完T1A后,refound/banance owning仍然没有任何变化,我的理解是如果税局认可T1A , 会在后续进行处理并退还我在2017年因capital gains交的税款,请问这个流程是否正确?

[CaCO3]

作者: yellowknife

1. 我在2018年有房屋租金收入,但股票有亏损,请问两者能相抵吗? 我填写了T776报租金收入,T5008报capital loss并反映在schedule3上,但未发现refound/banance owning有任何变化,我的感觉是房租和股票的损失都能往前carry back,但房租只能抵房租...

rental loss can reduce your net income and therefore will change your refund/balance owing.

capital loss, however, is treated very differently.

capital loss can only be used to reduce your capital gain, not your net income.

since you do not have a capital gain for the current year, it won't change your refund/balance owing this year, whether you report it or not.

I would carry the net capital loss forward to future years. This is the simplest thing to do.

If you badly need to carry it back to the previous year, you can. However, it still does not affect your refund / balance owing for the current year, although it will for the previous year.

[jo jo]

露珠2问的是对不对，short answer是，对的。。 用的是电子提交，里面包含了电子签名了，只有日后audit时问要材料，才需要手签。

不过钙哥的建议很中肯，loss额度在未来的价值比当前高，因为税率大多在提升。除非你有现成很好回报的项目，早点拿cash回来，也是好的。

[yellowknife]

谢谢两位的解答,我已经把carry back发出去了,先拿点钱回来再说