Nov 8th, 2004, 09:38 | #1 |
DALLAS THUNDER
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预付信用卡,可以购买超过信用额度的物品吗?
请教各位达人,比如我的信用卡只有 $2000 的额度,但是现在需要用信用卡支付 $3000 的货物,那么我事先从银行先支付 $1000 到信用卡后,那么可以刷卡 $3000 吗? 或者即使我预先支付 $1000,但是信用卡还是只能刷 $2000? 多谢各位指教,不知道大家有没有碰到这样的问题。不要提 cheque, money order, split, debit card 等...都不适合... |
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Nov 8th, 2004, 10:28 | 只看该作者 #4 |
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if the CC company won't increase your credit, just deposit money into your credit card account, then you can buy the stuff. as you mentioned, if your credit limit is 2000, and you deposit 1000, then your total limit is 3000 now. you can check your credit card online to see your current available credit. just remember one thing, if you transfer the fund from the bank account is different from your CC company/bank, e.g. you use CIBC's credit card but use TD's bank account to transfer fund. make sure the fund has been transfer to your CC account before buying anything over your credit limit. Generally it would take 2 biz days. |
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Nov 8th, 2004, 16:47 | 只看该作者 #6 | |
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引用:
into your account. If you don't want to pay your balance, don't you think you can run away as long as you live in Canada? Bank is not dummy. |
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Nov 10th, 2004, 02:57 | 只看该作者 #9 | |
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money in cheque account has no interest either. (most case) use your credit card could build up your credit. use debit card or cash could build nothing. |
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