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旧 Mar 4th, 2010, 11:30   只看该作者   #41
Garyzhao2008
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当他没有保险是不应该有车牌的.我估计你们当时是用以前车主的的保险上的.先不论保险公司问不问.正确的做法你现在应该取下车牌,去交通部把你的车主证换成没有PLATE NUMBER的车主证.

那么他过几个月重新申请牌照的时候算不算Lost of History?
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旧 Mar 4th, 2010, 19:36   只看该作者   #42
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那么他过几个月重新申请牌照的时候算不算Lost of History?
我不是很明白你说的LOST OF HISTORY.因为如果是有牌照而无保险,会被保险公司认为是GAP OF INSURANCE.但也不是所有保险公司都CARE是否有GAP OF INSURANCE.但一般如果CARE的话.规则是如果没保险就需要立刻取下牌照,将OWNERSHIP换成无PLATED的OWNERSHIP.就算有3,5天没取都是不可以的.

Thinkinsure 正规大型保险代理公司,拥有40多年良好保险办理信誉和经验。没有任何巧立名目的手续费。联系人:Denis Li 电话:647-818-5581 邮箱:denis@thinkinsure.ca
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旧 Mar 7th, 2010, 18:41   只看该作者   #43
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旧 Mar 8th, 2010, 12:35   只看该作者   #44
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A unsafe change lane反诬B追尾,B 通过小额法庭起诉,不是诉A车祸,而是诉A fraud,索赔内容包括修车费用和自己所花费时间等等。B 有把握胜诉,但是A的保险公司是否可以因为受保人隐瞒事实而拒绝为其赔付?--对于修车费用应该没有争议,对方保险公司肯定要赔,但是其他附加索赔未必是保险公司的义务范围了,lz见过类似的案例吗?

另外,小额法庭起诉后20天之内对方要应诉,如果被告选择不理,原告可以要求法庭缺席判决,这种情况下,保险公司是否成为被告连带责任方?我认为如果被告收到传票但置之不理,等于不通过保险公司而擅自处理,保险公司可以以此为理由拒绝赔付,lz 认为如何? 反之,如果被告放弃应诉,保险公司要出面赔偿所诉标的的话,那fraud太容易了,a和b商量好,a撞了b,b起诉a,要2万,a不应诉,法庭判default,保险公司赔2万给b,然后a和b一人分一万,想想都不可能。

猫吾猫以及人之猫
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旧 Mar 9th, 2010, 20:46   只看该作者   #45
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A unsafe change lane反诬B追尾,B 通过小额法庭起诉,不是诉A车祸,而是诉A fraud,索赔内容包括修车费用和自己所花费时间等等。B 有把握胜诉,但是A的保险公司是否可以因为受保人隐瞒事实而拒绝为其赔付?--对于修车费用应该没有争议,对方保险公司肯定要赔,但是其他附加索赔未必是...
其实你的问题已经涉及法律了.而且有很多不同案例来支持是否保险公司索赔.有成功案例,有拒付案例.我只能说理论上的政策.
理论上来说,只要对保险公司构成欺骗,保险公司就可以拒绝赔付. 但是你的问题中又涉及到了LIABILITY. 而只要没有构成犯罪或在购买保险时对保险公司形成欺骗(如隐瞒保险公司自己家里有25岁以下的DRIVER从而达到底保费的目的.), 都会负责赔偿.因为每个人对自己是否有责任都会存在偏见,很难构成真正意义上的欺诈保险公司.

第二个问题,如果被告自动放弃,保险公司是否会拒绝赔偿真的很难说.但如果是真的自动放弃而导致保险公司赔钱.保险公司一定会调查该人.而被查到诈骗保险公司,后果就是直接被保险公司起诉送监狱.

BY THE WAY. 你的问题涉及太多法律问题.而在这边,法律很多时候是以人道和受害人利益为出发.所以你的问题我只能说理论.而实际在法律执行时有很大的变数.
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旧 Mar 9th, 2010, 21:10   只看该作者   #46
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其实你的问题已经涉及法律了.而且有很多不同案例来支持是否保险公司索赔.有成功案例,有拒付案例.我只能说理论上的政策.
理论上来说,只要对保险公司构成欺骗,保险公司就可以拒绝赔付. 但是你的问题中又涉及到了LIABILITY. 而只要没有构成犯罪或在购买保险时对保险公司形成欺骗(如隐瞒保险公司自己家...
多谢,虽然法律和保险基本上是两个范畴,但是你的回答已经非常专业了。

对于default应该不会像我原来写的那么简单,如果是合同纠纷,标的明确,法庭可以强制执行,但是我的case里面索赔金额不是合同约定的,所以即便default了,法庭也要对原告进行听证,来确定索赔金额是否合理。
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旧 Mar 10th, 2010, 19:02   只看该作者   #47
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旧 Mar 11th, 2010, 17:58   只看该作者   #48
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请问如果有四张tickets 是不是所有保险公司都不给保了?
需要多久那些纪录才能消失呢?
谢谢~
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旧 Mar 11th, 2010, 19:43   只看该作者   #49
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请问如果有四张tickets 是不是所有保险公司都不给保了?
需要多久那些纪录才能消失呢?
谢谢~
只有专门保高危的公司才能行.普通保险公司不会受理你的CASE.
一般告票要3年才不被考虑
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旧 Mar 11th, 2010, 21:21   只看该作者   #50
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只有专门保高危的公司才能行.普通保险公司不会受理你的CASE.
一般告票要3年才不被考虑
谢谢您~
其实有两张到今年7月份就够三年了。。。保险4月底过期。。。
这样也要找高危的公司么?
有哪些这样的公司呢?
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旧 Mar 12th, 2010, 19:40   只看该作者   #51
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谢谢您~
其实有两张到今年7月份就够三年了。。。保险4月底过期。。。
这样也要找高危的公司么?
有哪些这样的公司呢?
ING这家公司做.试试看吧.
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旧 Mar 14th, 2010, 14:00   只看该作者   #52
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旧 Mar 15th, 2010, 20:29   只看该作者   #53
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旧 Mar 16th, 2010, 23:02   只看该作者   #54
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旧 Mar 19th, 2010, 23:02   只看该作者   #55
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旧 Mar 21st, 2010, 13:06   只看该作者   #56
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旧 Mar 22nd, 2010, 20:53   只看该作者   #57
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旧 Mar 23rd, 2010, 19:57   只看该作者   #58
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旧 Mar 24th, 2010, 21:14   只看该作者   #59
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听说有人买的保险是假的, 想请教如何知道自己买的保险是真是假.
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旧 Mar 28th, 2010, 12:39   只看该作者   #60
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听说有人买的保险是假的, 想请教如何知道自己买的保险是真是假.
我第一页里面有专门讲怎么防止买到假保险,请仔细阅读.
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