Oct 17th, 2010, 14:20 | 只看该作者 #41 |
Senior Member
注册日期: Jul 2004
帖子: 143
|
谢谢您给我推荐您自己的“心理辅导师” 我车行工作时,这种事情见过3起,都以顾客赔偿或者把车买下告终 如果,你买了一间公寓单元,你们家管道破裂漏水殃及大楼公共部位,那么大楼的Strata Insurance会负责(包含在物业费中),但是Strata Insurance有很高的Deductible,往往在$5000以上,这笔Deductible你必须出,除非自己购买了额外的保险 我很喜欢看这里的小额法庭庭审节目,经常有车行与顾客公堂对簿,但很少有顾客赢官司,里面的道理,您自己琢磨,要是您想不明白,请咨询您的“心理辅导师”, 您的内心一定会因此而强大 |
|
Oct 17th, 2010, 15:19 | 只看该作者 #43 | ||
吃了吗?
注册日期: Jul 2004
帖子: 8,506
积分:12
精华:5
声望: 24832394
|
你说的情况跟LZ的情况是绝对不同的.
引用:
引用:
实际上你自己的回答就已经说明了是谁的责任了. 你说过有保险,所以车行知道是自己的责任去上保险;至于DEDUCTIBLE多少,还是车行的事情;车行能够负担,想减保险,那就提高DEDUCTIBLE,反之,就减少. 你在车行工作,见过几起,并不表示类似的处理方式就是对的.这种提高DEDUCTIBLE,让客户负担的车行,我感觉不会是什么好车行.客户可能感觉自己理亏,付点钱,或者买了车,也不是不可能. |
||
Well done is better than well said. ------Benjamin Franklin |
|||
|
Oct 18th, 2010, 00:51 | 只看该作者 #46 |
Senior Member
注册日期: Jul 2004
帖子: 143
声望: 0
|
车行的保险是保护车行的利益,而不是试车人的利益
从法律角度而言,车行的保险是为了保护车行的利益,而不是试车人的利益 如果试车人责任造成车行的损失,车行怎么使用它的保险是它的事,车行有权向试车人追索损失,在这个例子里,就是高额Deductible 这是中心思想 请看这2条链接 What If You Crash During a Dealer Test Drive? http://www.automopedia.org/2009/02/0...er-test-drive/ “If you wreck a car on a test drive. You may be responsible to pay any deductible they have. If you’re head is chopped off and you die you can probably not count on any sort of compensation. ” http://www.lawguru.com/legal-questio...-n-932476895/a “ Re: Vehicle accident on test drive If the accident was your fault then you are liable for it. That the insurance company paid the claim doesn't absolve you of responsibility -- it just means that your payment will end up in the insurer's pocket (as reimbursement for what it paid out) rather than the dealership's. After all, the insurance is there for the dealership's protection, not yours.” |
|
Oct 18th, 2010, 00:53 | 只看该作者 #47 | |
Senior Member
注册日期: Jul 2004
帖子: 143
声望: 0
|
引用:
“If the accident was your fault then you are liable for it. That the insurance company paid the claim doesn't absolve you of responsibility -- it just means that your payment will end up in the insurer's pocket (as reimbursement for what it paid out) rather than the dealership's. After all, the insurance is there for the dealership's protection, not yours” |
|
|
Oct 27th, 2010, 19:54 | 只看该作者 #53 | |
Senior Member
|
引用:
Re: Vehicle accident on test drive I don't think so. In California permissive users of vehicles are required to be insured under an owner's policy. Under Ins. Code Sec. 11580.1(d)(2), you would be an insured under the dealer's policy to the extent you had no other insurance (such as on your own vehicle) up the the sum of $5,000 for property damage. If you have other insurance, turn the claim into them and they will handle this. If no other insurance is available, you have a defense that aninsurer cannot subrogate against its own insured, i.e., at least to the sum of $5,000, and maybe for the whole claim, the insurer may not lawfully sue you. Steven Murray Steven W. Murray, APC 14930 Ventura Blvd., Ste. 205 Sherman Oaks, CA 91403 |
|
|