储蓄计划【推荐】向各位推荐 ING TFSA

pttrea · Jan 15th, 2009, 21:02

向各位推荐 ING TFSA (Tax-Free Investment Saving Account), 灵活的投资选择, 非常好的利率(3%), Inrollment Bonus...

本人在去年12月在 ING Open TFSA (Tax-Free Investment Saving Account), 使用至今觉得在当前的经济形势下是一个不错的选择, 理由如下:

1. 灵活: ING TFSA 相当与国内的活期存款帐户, 当前利率为3%, 但限额为$5000, 可作Emergency Fund Account 用.

2. More Options, 喜欢更高利率, 可另开一个Tax Free GIC, 从TFSA Transfer Money 即可, 但缺点是资金要被锁定较长时间; 喜欢更高点的投资回报可另开一个Tax Free Mutual Fund Account, 有高,中, 低三种不同风险的指数基金供选择(ING Street Smart Fund) 1% 的管理费, 个人认为是个不错的选择, 喜欢DIY 的, 可根据Market Condition 进行投资组合. 操作起来非常方便. 只是ING 建议不要太频繁.(Longer than three monthes).

另外, ING 经常有各种Promotions, 象Promotion interest, Streetsmart Fund Inrollment Bounus $25 (when you investment $1000 Street Smart Fund, and New Customer Inrollment Bonus $13.00 when you recommend by somebody.

Jan 15th, 2009, 21:02	#1
pttrea Junior Member 注册日期: Nov 2004 帖子: 12	【推荐】向各位推荐 ING TFSA 向各位推荐 ING TFSA (Tax-Free Investment Saving Account), 灵活的投资选择, 非常好的利率(3%), Inrollment Bonus... 本人在去年12月在 ING Open TFSA (Tax-Free Investment Saving Account), 使用至今觉得在当前的经济形势下是一个不错的选择, 理由如下: 1. 灵活: ING TFSA 相当与国内的活期存款帐户, 当前利率为3%, 但限额为$5000, 可作Emergency Fund Account 用. 2. More Options, 喜欢更高利率, 可另开一个Tax Free GIC, 从TFSA Transfer Money 即可, 但缺点是资金要被锁定较长时间; 喜欢更高点的投资回报可另开一个Tax Free Mutual Fund Account, 有高,中, 低三种不同风险的指数基金供选择(ING Street Smart Fund) 1% 的管理费, 个人认为是个不错的选择, 喜欢DIY 的, 可根据Market Condition 进行投资组合. 操作起来非常方便. 只是ING 建议不要太频繁.(Longer than three monthes). 另外, ING 经常有各种Promotions, 象Promotion interest, Streetsmart Fund Inrollment Bounus $25 (when you investment $1000 Street Smart Fund, and New Customer Inrollment Bonus $13.00 when you recommend by somebody.
pttrea Junior Member 注册日期: Nov 2004 帖子: 12	Peter