Jul 30th, 2007, 00:39 | 只看该作者 #28 |
老比尔
注册日期: Jul 2004
帖子: 379
积分:1
精华:1
声望: 42952073
|
不是20万,是32万多。另外house 也有,以房养房的。
MLS# F2713056 15289 83B AV Surrey, Fleetwood Tynehead (F34) $749,900 Only 4 years new Custom built 3 level home. In the heart of Fleetwood, walking distance to both level of schools. Property contains unauthorized accommodation (bsmt has 2+2+1 suites). Rented to good tenants. Double garage, total 5 kitchens, 12 inch high ceiling in living room. Lots of parking in the backyard. Close to transit, shopping and many more. A must see inside. Big lot, 4 bdrm upstairs plus recrm & much more. All meas. are approx. The enclosed information while deemed to be correct, is not guaranteed. 四年新5.276Sq,ft豪宅,Fleetwood 中心,近学校,公车,位于内街,安静钥匙圈内,前进式双车库,瓦顶。座北向南,好风水。共三层9睡房,7个半洗手间,五个厨房(主层一中一西式厨房)主层1,856Sq,ft ,有两个壁炉。楼上四房加娱乐室,共1,610Sq,ft 。地库1,810Sq,ft有三套分租单位(2+2+1)现有稳定好租客,月入$1,800余。有新屋保证。门厅和客厅14尺高,多窗,光亮。厨房枫木橱柜,多高级材料。地大8,500Sq,ft后院有多个车位,方便租客使用。价格平,低于同地区均价,投资,自住首选,卖价每尺只有$146元,难以置信! $749,900 此帖于 Jul 30th, 2007 00:58 被 老比尔 编辑。 |
|
Jul 30th, 2007, 00:47 | 只看该作者 #29 |
老比尔
注册日期: Jul 2004
帖子: 379
积分:1
精华:1
声望: 42952073
|
如果付$300,000,情形如下:
Loan Payments Schedule Shown below are the first 60 payments on a $449,900 loan at 5.7% amortized for 300 months. 2007 Pay P & I Cumulative Mortgage # Payment Principal Interest Interest Balance -------------------------------------------------------------------------------- Jul 1 2,798.75 686.67 2,112.08 2,112.08 449,213.33 Aug 2 2,798.75 689.89 2,108.86 4,220.94 448,523.44 Sep 3 2,798.75 693.13 2,105.62 6,326.56 447,830.31 Oct 4 2,798.75 696.39 2,102.36 8,428.92 447,133.92 Nov 5 2,798.75 699.65 2,099.10 10,528.02 446,434.27 Dec 6 2,798.75 702.94 2,095.81 12,623.83 445,731.33 ---------------------------------------- 2007 Total 16,792.50 4,168.67 12,623.83 2008 Pay P & I Cumulative Mortgage # Payment Principal Interest Interest Balance -------------------------------------------------------------------------------- Jan 7 2,798.75 706.24 2,092.51 14,716.34 445,025.09 Feb 8 2,798.75 709.55 2,089.20 16,805.54 444,315.54 Mar 9 2,798.75 712.89 2,085.86 18,891.40 443,602.65 Apr 10 2,798.75 716.23 2,082.52 20,973.92 442,886.42 May 11 2,798.75 719.59 2,079.16 23,053.08 442,166.83 Jun 12 2,798.75 722.97 2,075.78 25,128.86 441,443.86 Jul 13 2,798.75 726.37 2,072.38 27,201.24 440,717.49 Aug 14 2,798.75 729.78 2,068.97 29,270.21 439,987.71 Sep 15 2,798.75 733.20 2,065.55 31,335.76 439,254.51 Oct 16 2,798.75 736.64 2,062.11 33,397.87 438,517.87 Nov 17 2,798.75 740.10 2,058.65 35,456.52 437,777.77 Dec 18 2,798.75 743.58 2,055.17 37,511.69 437,034.19 ---------------------------------------- 2008 Total 33,585.00 8,697.14 24,887.86 2009 Pay P & I Cumulative Mortgage # Payment Principal Interest Interest Balance -------------------------------------------------------------------------------- Jan 19 2,798.75 747.07 2,051.68 39,563.37 436,287.12 Feb 20 2,798.75 750.58 2,048.17 41,611.54 435,536.54 Mar 21 2,798.75 754.10 2,044.65 43,656.19 434,782.44 Apr 22 2,798.75 757.64 2,041.11 45,697.30 434,024.80 May 23 2,798.75 761.20 2,037.55 47,734.85 433,263.60 Jun 24 2,798.75 764.77 2,033.98 49,768.83 432,498.83 Jul 25 2,798.75 768.36 2,030.39 51,799.22 431,730.47 Aug 26 2,798.75 771.97 2,026.78 53,826.00 430,958.50 Sep 27 2,798.75 775.59 2,023.16 55,849.16 430,182.91 Oct 28 2,798.75 779.23 2,019.52 57,868.68 429,403.68 Nov 29 2,798.75 782.89 2,015.86 59,884.54 428,620.79 Dec 30 2,798.75 786.57 2,012.18 61,896.72 427,834.22 ---------------------------------------- 2009 Total 33,585.00 9,199.97 24,385.03 2010 Pay P & I Cumulative Mortgage # Payment Principal Interest Interest Balance -------------------------------------------------------------------------------- Jan 31 2,798.75 790.26 2,008.49 63,905.21 427,043.96 Feb 32 2,798.75 793.97 2,004.78 65,909.99 426,249.99 Mar 33 2,798.75 797.70 2,001.05 67,911.04 425,452.29 Apr 34 2,798.75 801.44 1,997.31 69,908.35 424,650.85 May 35 2,798.75 805.20 1,993.55 71,901.90 423,845.65 Jun 36 2,798.75 808.98 1,989.77 73,891.67 423,036.67 Jul 37 2,798.75 812.78 1,985.97 75,877.64 422,223.89 Aug 38 2,798.75 816.60 1,982.15 77,859.79 421,407.29 Sep 39 2,798.75 820.43 1,978.32 79,838.11 420,586.86 Oct 40 2,798.75 824.28 1,974.47 81,812.58 419,762.58 Nov 41 2,798.75 828.15 1,970.60 83,783.18 418,934.43 Dec 42 2,798.75 832.04 1,966.71 85,749.89 418,102.39 ---------------------------------------- 2010 Total 33,585.00 9,731.83 23,853.17 2011 Pay P & I Cumulative Mortgage # Payment Principal Interest Interest Balance -------------------------------------------------------------------------------- Jan 43 2,798.75 835.94 1,962.81 87,712.70 417,266.45 Feb 44 2,798.75 839.87 1,958.88 89,671.58 416,426.58 Mar 45 2,798.75 843.81 1,954.94 91,626.52 415,582.77 Apr 46 2,798.75 847.77 1,950.98 93,577.50 414,735.00 May 47 2,798.75 851.75 1,947.00 95,524.50 413,883.25 Jun 48 2,798.75 855.75 1,943.00 97,467.50 413,027.50 Jul 49 2,798.75 859.77 1,938.98 99,406.48 412,167.73 Aug 50 2,798.75 863.81 1,934.94 101,341.42 411,303.92 Sep 51 2,798.75 867.86 1,930.89 103,272.31 410,436.06 Oct 52 2,798.75 871.93 1,926.82 105,199.13 409,564.13 Nov 53 2,798.75 876.03 1,922.72 107,121.85 408,688.10 Dec 54 2,798.75 880.14 1,918.61 109,040.46 407,807.96 ---------------------------------------- 2011 Total 33,585.00 10,294.43 23,290.57 2012 Pay P & I Cumulative Mortgage # Payment Principal Interest Interest Balance -------------------------------------------------------------------------------- Jan 55 2,798.75 884.27 1,914.48 110,954.94 406,923.69 Feb 56 2,798.75 888.42 1,910.33 112,865.27 406,035.27 Mar 57 2,798.75 892.59 1,906.16 114,771.43 405,142.68 Apr 58 2,798.75 896.78 1,901.97 116,673.40 404,245.90 May 59 2,798.75 900.99 1,897.76 118,571.16 403,344.91 Jun 60 2,798.75 905.22 1,893.53 120,464.69 402,439.69 ---------------------------------------- 2012 Total 16,792.50 5,368.27 11,424.23 TOTALS 167,925.00 47,460.31 120,464.69 Only the first 60 payments of 300 total payments are shown above and are included in the Grand Totals. Also, the first 60 payments end mid-year 2012, so the totals only include the first 6 months. A,月付:$2,798.75 B,月租收$1,800. C,各项支出全年平均600/月,(含地税) A-B+C 月付:=$1,598.75 这间房我我帮客人买的,去年大约现在的时候,现在客人在richmond买了生意,所以要卖。 另外,sueery这类房子很多,三四个厨房的,多的是,因为加国人2/3的钱都要供房子,所以,大家都这样搞,有人说犯不犯法? 不知道,但是,surrey5年内的房子相信98%都这样,政府能不知道吗? 政府管吗? 管、 如何管? 有次我客人收到政府信,,信上说,有人说你家有丙个以后的suite,请你们多交一份垃圾费,如果你认为我们说的不对,我们可约个时间,我们去查,我给客人说,赶快说对呀。就按两份交,(每年多交200-300元钱) 其它的,就没了。 尽管surrey这类房子很多,但是象我这间的,却没几个。为什么呢? 前边是钥匙圈,后边后院有四到六个车位,可以租客用,现的三个西有租客都是以前房主流下来的,有些房子没有后院的车位,于是租客也停在前边。结果,影响了邻居,就被投诉。 你到时可以考虑主类房子。 |
|
Jul 30th, 2007, 12:17 | 只看该作者 #40 | |
小毛娘
注册日期: Oct 2006
住址: Vancouver
帖子: 52,206
积分:388
精华:105
声望: 120271118
|
引用:
我觉得搬家的可行性,不仅仅说找到工作就okay了,如果是single,有份工作足够了。但是从整个家庭考虑的话,仅找到工作是不够的,还需要从大局综合考虑,尤其是从finance的方面,哪些是可以compromise的,哪些不可以,纵览全局,最后做出搬还是不搬的决定。 当然啦,偶们后来的讨论有点跑题了,温哥华版的特色。。。 |
|
|