储蓄计划【讨论】你的RRSP/RESP的年终收益如何?

digging · Feb 13th, 2008, 06:03

Don’t buy mutual funds, especially in your RRSP account.

Assume that management fee of a fund is 1.5% and an average of $100,000 is in a RRSP account (at 20 year old $5,000, at 65 year old $200,000). $1,500 would have gone to a mutual fund company every year. In 45 years, a total of $67,500 has gone to the fund company.

Be a smart consumer/investor. Buy ETFs. Management fee is much lower. Or buy stocks (my recommendation). Transaction fee is the only cost (one time cost).

http://bbs.yorkbbs.ca/viewthread.php...extra=page%3D1

Read my post at 第2楼, 第3楼, 第10楼, 第14楼

Feb 13th, 2008, 06:03	#1
digging Member 注册日期: Dec 2007 帖子: 32	Don’t buy mutual funds, especially in your RRSP account. Assume that management fee of a fund is 1.5% and an average of $100,000 is in a RRSP account (at 20 year old $5,000, at 65 year old $200,000). $1,500 would have gone to a mutual fund company every year. In 45 years, a total of $67,500 has gone to the fund company. Be a smart consumer/investor. Buy ETFs. Management fee is much lower. Or buy stocks (my recommendation). Transaction fee is the only cost (one time cost). http://bbs.yorkbbs.ca/viewthread.php...extra=page%3D1 Read my post at 第2楼, 第3楼, 第10楼, 第14楼
digging Member 注册日期: Dec 2007 帖子: 32